Stocktoria

PEAPACK GLADSTONE FINANCIAL CORP PGC

Nasdaq · stock · Commercial Banks, NEC · website · IPO 2000-11-01 · LEI

PEAPACK GLADSTONE FINANCIAL CORP (PGC) earns a Piotroski F-score of 6/9 (mixed financial health). It pays a dividend yielding 0.41% (safety: safe). FY2025 revenue was $283.0M at a 13.2% net margin.

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69/100
Stocktoria Quality Score · grade B
6/9
Piotroski F — financial health
Altman Z″ — distress risk
0.6%
Dividend yield 5y avg · safe · Dividend payout 9.4%

Quality score trend · recomputed for each fiscal year

Piotroski F /9
5 5 5 3 4 5 6 4 4 6 2016201720182019202020212022202320242025

Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.

$46.24 as of 2026-08-01 · +59.4% 1y
$25.30$47.3352-wk
Market cap USD$850M
P / E22.8×
Dividend yield 5y avg0.6%
Net margin 5y avg21.3%
Return on equity 5y avg8.8%
Beta0.73
Employees682

Analyst price target

$49.44 +6.9% vs last
consensus: strong buy · 4 analysts
target range $47.00 – $54.00

Wall Street analyst consensus — a sentiment gauge, not our scoring.

Smart money · insiders, last 12 months

Insiders net bought +$346,404 on the open market · 6 trades

Open-market insider purchases minus sells (SEC Form 4) — real buying with their own money is a bullish “smart money” signal; grants and option exercises are excluded.

Revenue trend · last 10y · up

How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies

Piotroski Fstronger than 89%
Net marginstronger than 55%
Return on equitystronger than 39%
Revenue growthstronger than 81%

Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.

Piotroski F breakdown · 6/9 tests passed

Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →

TickerCompanyPiotroski FAltman Z″P / ERevenue growth
PGCPEAPACK GLADSTONE FINANCIAL CORP6/922.8+24.1%
NTBBank of N.T. Butterfield & Son Ltd7/910.4+4.6%
HDBHDFC BANK LTD5/9+15.2%
MUFGMITSUBISHI UFJ FINANCIAL GROUP INC4/9+9.5%
MFGMIZUHO FINANCIAL GROUP INC4/9+7.6%
NMRNOMURA HOLDINGS INC2/9+0.5%
IXORIX CORP7/9+15.9%

All Finance, Insurance & Real Estate companies →

About PEAPACK GLADSTONE FINANCIAL CORP

Peapack-Gladstone Financial Corporation operates as the bank holding company for Peapack Private Bank & Trust that provides private banking and wealth management services in the United States. The company operates in two segments, Banking and Wealth Management. It offers checking and savings accounts, money market and interest-bearing checking accounts, certificates of deposit, and individual retirement accounts. The company also provides working capital lines of credit, term loans for fixed asset acquisitions, commercial mortgages, multi-family mortgages, and other forms of asset-based financing services; and residential mortgages, home equity lines of credit, and other second mortgage loans. In addition, it offers corporate and industrial (C&I) lending and equipment finance, commercial real estate, multifamily, residential, and consumer lending activities; treasury management, C&I advisory, escrow management, deposit generation, and investment management services; personal trust services, including services as executor, trustee, administrator, custodian, and guardian; and other financial planning, tax preparation, and advisory services. Further, the company provides telephone and Internet banking, merchant credit card, and customer support sales services. Its private banking clients include businesses, non-profits, and consumers; wealth management clients include individuals, families, foundations, endowments, trusts, and estates; and commercial loan clients include business owners, professionals, retailers, contractors, and real estate investors. The company operates its private banking locations in Bedminster, Morristown, Princeton, and Teaneck, New Jersey; and branches in Somerset, Morris, Hunterdon, and Union counties, as well as operates automated teller machines. The company was founded in 1921 and is headquartered in Bedminster, New Jersey.

FAQ

Is PGC financially healthy?

PEAPACK GLADSTONE FINANCIAL CORP's Piotroski F-score is 6/9 (8–9 is excellent, 0–3 weak).

Does PGC pay a dividend, and is it safe?

Yes. PEAPACK GLADSTONE FINANCIAL CORP pays a dividend yielding about 0.41% with a 9.4% payout ratio, rated “safe” for safety.

How profitable is PGC?

In FY2025, PEAPACK GLADSTONE FINANCIAL CORP had a net margin of 13.2% and a return on equity of 5.7%.

Is PGC overvalued or undervalued?

PEAPACK GLADSTONE FINANCIAL CORP trades at about 22.0× trailing earnings — above its 10-year norm (10-year range 9.3×–18.9×, median 15.1×). Stocktoria reports the data, not buy/sell advice.

What is the analyst price target for PGC?

The average Wall-Street price target for PEAPACK GLADSTONE FINANCIAL CORP is $49.44, about 6.9% above the recent price, from 4 analysts (consensus: strong buy).

Is PGC a good stock to buy?

Stocktoria doesn't give buy or sell advice, but here is the data on PEAPACK GLADSTONE FINANCIAL CORP: a Piotroski F-score of 6/9, a P/E of about 22.8×, a dividend yield of 0.41%. Weigh these quality and valuation signals against your own goals.

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.