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PEAPACK GLADSTONE FINANCIAL CORP PGC

Nasdaq · stock · Commercial Banks, NEC · website · IPO 2000-11-01 · LEI

PEAPACK GLADSTONE FINANCIAL CORP statistics & valuation

Market cap$850.3M
P / E22.8×
P / S3.0×
P / B1.3×
P / FCF29.5×
Dividend yield0.41%
Net margin13.2%
Return on equity5.7%
FCF margin10.2%
Graham number -9.5%$41.86

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($41.86); a green figure means the price is below it.

Profitability & efficiency

Net margin (%)
21.10% 25.00% 27.70% 27.10% 13.80% 26.90% 30.60% 21.30% 14.50% 13.20% 2016201720182019202020212022202320242025
Gross margin (%)
2016201720182019202020212022202320242025
Operating margin (%)
2016201720182019202020212022202320242025
Return on equity (%)
8.20% 9.00% 9.40% 9.40% 5.00% 10.40% 13.90% 8.40% 5.40% 5.70% 2016201720182019202020212022202320242025
Shares outstanding
17.3M 18.6M 19.3M 19.4M 19.1M 19.3M 18.6M 18.0M 17.8M 17.7M 2016201720182019202020212022202320242025
Net debt ($)
2016201720182019202020212022202320242025
Share buybacks ($)
2016201720182019202020212022202320242025
Return on assets (%)
0.70% 0.90% 1.00% 0.90% 0.40% 0.90% 1.20% 0.80% 0.50% 0.50% 2016201720182019202020212022202320242025
Free cash flow margin (%)
31.70% 36.70% 39.70% 48.30% 17.80% 34.00% 47.60% 29.10% 27.60% 10.20% 2016201720182019202020212022202320242025
Debt / equity (×)
2016201720182019202020212022202320242025
EPS ($)
$1.60 $2.03 $2.31 $2.44 $1.37 $2.93 $4.00 $2.71 $1.85 $2.10 2016201720182019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

PEAPACK GLADSTONE FINANCIAL CORP trades at about 22× earnings — above its 10-year norm (10-year range 9.3×–18.9×, median 15.1×).

9.3× 22×

Shaded band = 10-year range (9.3×–18.9×); dot = today's 22×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Net margin13.2%14.5%21.3%30.6%26.9%13.8%27.1%27.7%25.0%21.1%
FCF margin10.2%27.6%29.1%47.6%34.0%17.8%48.3%39.7%36.7%31.7%
Return on assets0.5%0.5%0.8%1.2%0.9%0.4%0.9%1.0%0.9%0.7%
Return on equity5.7%5.4%8.4%13.9%10.4%5.0%9.4%9.4%9.0%8.2%

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.