Stocktoria
PROGRESSIVE CORP/OH/ PGR
PROGRESSIVE CORP/OH/ (PGR) earns a Piotroski F-score of 4/9 (mixed financial health). It pays a dividend yielding 2.19% (safety: safe). FY2025 revenue was $87.7B at a 12.9% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Recent analyst actions
| Date | Firm | Rating |
|---|---|---|
| 2026-08-04 | JP Morgan | Neutral (main) |
| 2026-07-24 | Morgan Stanley | Equal-Weight (up) |
| 2026-07-16 | B of A Securities | Buy (main) |
| 2026-07-16 | Wells Fargo | Underweight (main) |
| 2026-07-16 | Evercore ISI Group | In-Line (main) |
| 2026-07-16 | BMO Capital | Market Perform (main) |
Wall Street analyst consensus — a sentiment gauge, not our scoring.
Forward estimates · earnings calendar →
Consensus analyst estimates and scheduled dates — forward-looking, may change.
Smart money · insiders, last 12 months
Open-market insider purchases minus sells (SEC Form 4) — real buying with their own money is a bullish “smart money” signal; grants and option exercises are excluded.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 4/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| PGR | PROGRESSIVE CORP/OH/ | 4/9 | — | 11.6 | +16.3% |
| ALL | ALLSTATE CORP | 5/9 | — | 6 | +5.6% |
| CB | Chubb Ltd | 6/9 | — | 12.8 | +6.5% |
| TRV | TRAVELERS COMPANIES, INC. | 5/9 | — | 11.1 | +5.2% |
| HIG | HARTFORD INSURANCE GROUP, INC. | 7/9 | — | 9.6 | +6.9% |
| AIG | AMERICAN INTERNATIONAL GROUP, INC. | 5/9 | — | 12.9 | -1.7% |
| ACGL | ARCH CAPITAL GROUP LTD. | 5/9 | — | 7.7 | +14.3% |
All Finance, Insurance & Real Estate companies →
About PROGRESSIVE CORP/OH/
The Progressive Corporation operates as an insurance company in the United States. It writes insurance for personal autos and special lines products, including motorcycles, RVs, and watercraft; and personal residential property insurance for homeowners and renters. The company also writes auto-related liability and physical damage insurance for comprising dump trucks, log trucks, garbage trucks, tractors, trailers, straight trucks, tow trucks and wreckers, vans, pick-up trucks, and autos; business-related general liability and commercial property insurance for small businesses; and workers' compensation insurance for the transportation industry. In addition, it offers other specialty property-casualty insurance and provides related services; personal property reinsurance products; and involved in investment activities. It sells its products through independent insurance agencies, as well as online and over the phone. The Progressive Corporation was founded in 1937 and is headquartered in Mayfield, Ohio.
FAQ
Is PGR financially healthy?
PROGRESSIVE CORP/OH/'s Piotroski F-score is 4/9 (8–9 is excellent, 0–3 weak).
Does PGR pay a dividend, and is it safe?
Yes. PROGRESSIVE CORP/OH/ pays a dividend yielding about 2.19% with a 25.4% payout ratio, rated “safe” for safety.
How profitable is PGR?
In FY2025, PROGRESSIVE CORP/OH/ had a net margin of 12.9% and a return on equity of 37.3%.
Is PGR overvalued or undervalued?
PROGRESSIVE CORP/OH/ trades at about 10.8× trailing earnings — below its 10-year norm (10-year range 9.0×–115.6×, median 19.2×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for PGR?
The average Wall-Street price target for PROGRESSIVE CORP/OH/ is $229.78, about 10.8% above the recent price, from 21 analysts (consensus: hold).
Is PGR a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on PROGRESSIVE CORP/OH/: a Piotroski F-score of 4/9, a P/E of about 11.6×, a dividend yield of 2.19%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.