Stocktoria
Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna PKO.WA
Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna statistics & valuation
Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value (zł 94.90); a green figure means the price is below it.
Profitability & efficiency
Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).
P / E vs its own history
Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna trades at about 13× earnings — above its 10-year norm (10-year range 9×–12.1×, median 11.6×).
Shaded band = 10-year range (9×–12.1×); dot = today's 13×.
Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.
Key ratios (by fiscal year)
| Ratio | FY2025 | FY2024 | FY2023 | FY2022 |
|---|---|---|---|---|
| Net margin | 34.4% | 32.2% | 22.7% | 19.1% |
| FCF margin | 33.8% | -24.8% | 204.0% | 101.0% |
| Return on assets | 1.8% | 1.8% | 1.1% | 0.8% |
| Return on equity | 18.3% | 17.8% | 12.2% | 9.3% |
Computed from company filings · PL · as of 2025-12-31. Figures in PLN. Facts plus Stocktoria's own computed scores — not investment advice.