Stocktoria
PLUMAS BANCORP PLBC
PLUMAS BANCORP (PLBC) earns a Piotroski F-score of 2/9 (weak financial health). It pays a dividend yielding 1.88% (safety: safe).
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Wall Street analyst consensus — a sentiment gauge, not our scoring.
Smart money · insiders, last 12 months
Open-market insider purchases minus sells (SEC Form 4) — real buying with their own money is a bullish “smart money” signal; grants and option exercises are excluded.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 2/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| PLBC | PLUMAS BANCORP | 2/9 | — | 13.8 | — |
| ECPG | ENCORE CAPITAL GROUP INC | 5/9 | — | 7.6 | +34.4% |
| PRAA | PRA GROUP INC | 3/9 | — | — | +7.8% |
| ORBS | Eightco Holdings Inc. | 2/9 | 13.12 | — | -16.8% |
| OMCC | OLD MARKET CAPITAL Corp | 4/9 | 10.65 | — | — |
| MUFG | MITSUBISHI UFJ FINANCIAL GROUP INC | 4/9 | — | — | +9.5% |
| MFG | MIZUHO FINANCIAL GROUP INC | 4/9 | — | — | +7.6% |
All Finance, Insurance & Real Estate companies →
About PLUMAS BANCORP
Plumas Bancorp operates as the bank holding company for the Plumas Bank that provides various banking products and services for small and middle market businesses and individuals. The company accepts various deposits, such as checking, money market checking, business sweep, public funds sweep, savings, and retirement accounts, as well as time and remote deposits. Its loan portfolio comprises personal and commercial loans, real estate, construction, agricultural, and government-guaranteed loans; residential and home equity lines of credit; land development and construction loans; automobile loans; consumer loans; purchased credit deteriorated (PCD) and non-PCD loans; and small business administration loans. In addition, the company provides telephone and mobile banking, internet banking with bill-pay options, cashier's check, bank-by-mail, automated teller machine, night depository, safe deposit box, direct and mobile deposit, electronic funds transfer, FedNow®-receive Service, and other customary banking services. Plumas Bancorp was founded in 1980 and is headquartered in Reno, Nevada.
FAQ
Is PLBC financially healthy?
PLUMAS BANCORP's Piotroski F-score is 2/9 (8–9 is excellent, 0–3 weak).
Does PLBC pay a dividend, and is it safe?
Yes. PLUMAS BANCORP pays a dividend yielding about 1.88% with a 26.1% payout ratio, rated “safe” for safety.
How profitable is PLBC?
In FY2025, PLUMAS BANCORP had a return on equity of 11.3%.
Is PLBC overvalued or undervalued?
PLUMAS BANCORP trades at about 13.9× trailing earnings — above its 10-year norm (10-year range 7.0×–15.7×, median 9.5×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for PLBC?
The average Wall-Street price target for PLUMAS BANCORP is $61.33, about 2.9% below the recent price, from 3 analysts (consensus: buy).
Is PLBC a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on PLUMAS BANCORP: a Piotroski F-score of 2/9, a P/E of about 13.8×, a dividend yield of 1.88%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.