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PLUMAS BANCORP PLBC

Nasdaq · stock · Short-Term Business Credit Institutions · website · IPO 1994-03-14 · LEI

PLUMAS BANCORP statistics & valuation

Market cap$410.0M
P / E13.8×
P / B1.6×
P / FCF20.2×
Graham number -2%$61.91

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($61.91); a green figure means the price is below it.

Profitability & efficiency

Gross margin (%)
2016201720182019202020212022202320242025
Operating margin (%)
2016201720182019202020212022202320242025
Return on equity (%)
15.60% 14.70% 20.90% 18.40% 14.50% 15.70% 22.20% 20.20% 16.10% 11.30% 2016201720182019202020212022202320242025
Shares outstanding
5.1M 5.2M 5.2M 5.2M 5.2M 5.8M 5.9M 5.9M 6.0M 7.0M 2016201720182019202020212022202320242025
Net debt ($)
-$380.6M -$183.4M 2016201720182019202020212022202320242025
Share buybacks ($)
2016201720182019202020212022202320242025
Return on assets (%)
1.10% 1.10% 1.70% 1.80% 1.30% 1.30% 1.60% 1.80% 1.80% 1.30% 2016201720182019202020212022202320242025
Free cash flow margin (%)
443.70% 457.00% 522.40% 991.10% 2016201720182019202020212022202320242025
Debt / equity (×)
0.00× 0.00× 2016201720182019202020212022202320242025
EPS ($)
$1.47 $1.58 $2.68 $2.97 $2.77 $3.76 $4.47 $5.02 $4.80 $4.54 2016201720182019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

PLUMAS BANCORP trades at about 13.9× earnings — above its 10-year norm (10-year range 7×–15.7×, median 9.5×).

15.7×

Shaded band = 10-year range (7×–15.7×); dot = today's 13.9×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Net margin623.1%575.6%543.2%331.9%
FCF margin991.1%522.4%457.0%443.7%
Return on assets1.3%1.8%1.8%1.6%1.3%1.3%1.8%1.7%1.1%1.1%
Return on equity11.3%16.1%20.2%22.2%15.7%14.5%18.4%20.9%14.7%15.6%
Debt / equity0.00×0.00×

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.