Stocktoria
PennyMac Mortgage Investment Trust PMT
PennyMac Mortgage Investment Trust (PMT) earns a Piotroski F-score of 2/9 (weak financial health). It pays a dividend yielding 14.84% (safety: at-risk).
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Wall Street analyst consensus — a sentiment gauge, not our scoring.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 2/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| PMT | PennyMac Mortgage Investment Trust | 2/9 | — | 7.3 | +10.4% |
| WELL | WELLTOWER INC. | 3/9 | — | — | +35.6% |
| AMT | AMERICAN TOWER CORP /MA/ | 2/9 | 0.03 | — | +5.1% |
| EQIX | EQUINIX INC | 4/9 | 1.58 | 79.3 | +5.4% |
| PLD | Prologis, Inc. | 4/9 | — | 39.7 | +7.2% |
| BSTT | Blackstone Real Estate Income Trust, Inc. | 4/9 | — | — | -6.7% |
| WY | WEYERHAEUSER CO | 4/9 | 2.1 | 55.2 | -3.1% |
All Finance, Insurance & Real Estate companies →
About PennyMac Mortgage Investment Trust
PennyMac Mortgage Investment Trust, through its subsidiary, primarily invests in residential mortgage-related assets in the United States. The company operates through: Credit Sensitive Strategies, Interest Rate Sensitive Strategies, and Correspondent Production segments. The Credit Sensitive Strategies segment invests in credit risk transfer (CRT) agreements and subordinate and credit-linked mortgage-backed securities (MBS). The Interest Rate Sensitive Strategies segment engages in investing in mortgage servicing rights, agency and senior non-agency MBS, and collateralized mortgage obligations (CMOs), as well as interest rate hedging activities. The Correspondent Production segment is involved in purchasing, pooling, and reselling newly originated prime credit quality loans directly or in the form of MBS. The company primarily sells its loans to government-sponsored enterprises. It has elected to be taxed as a real estate investment trust (REIT). It is not subject to U.S. federal income tax on the REIT taxable income it distributes to its shareholders. PennyMac Mortgage Investment Trust was incorporated in 2009 and is headquartered in Westlake Village, California.
FAQ
Is PMT financially healthy?
PennyMac Mortgage Investment Trust's Piotroski F-score is 2/9 (8–9 is excellent, 0–3 weak).
Does PMT pay a dividend, and is it safe?
Yes. PennyMac Mortgage Investment Trust pays a dividend yielding about 14.84% with a 109.0% payout ratio, rated “at-risk” for safety.
How profitable is PMT?
In FY2025, PennyMac Mortgage Investment Trust had a return on equity of 6.8%.
Is PMT overvalued or undervalued?
PennyMac Mortgage Investment Trust trades at about 9.6× trailing earnings — below its 10-year norm (10-year range 8.8×–68.5×, median 11.7×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for PMT?
The average Wall-Street price target for PennyMac Mortgage Investment Trust is $12.11, about 27.7% above the recent price, from 7 analysts (consensus: hold).
Is PMT a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on PennyMac Mortgage Investment Trust: a Piotroski F-score of 2/9, a P/E of about 7.3×, a dividend yield of 14.84%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.