Stocktoria
CPI Card Group Inc. PMTS
Nasdaq · XNAS · stock · Commercial Printing · website · IPO 2015-10-09
Chart by TradingView
4/9
Piotroski F — financial health
3.52
Altman Z″ — distress risk · safe
—
Dividend payout · no dividend
Financials & ratios (annual, from 10-K)
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Financials | |||||
| Revenue | $543.5M | $480.6M | $444.5M | $475.7M | $375.1M |
| Gross profit | $170.1M | $171.2M | $155.5M | $175.8M | $141.4M |
| Operating income | $54.8M | $62.8M | $61.6M | $79.1M | $59.5M |
| Net income | $14.9M | $19.5M | $24.0M | $36.5M | $15.9M |
| Operating cash flow | $59.5M | $43.3M | $34.0M | $31.3M | $20.2M |
| Free cash flow | $41.3M | $34.1M | $27.6M | $13.5M | $10.2M |
| Total assets | $403.2M | $349.7M | $293.7M | $296.7M | $268.1M |
| Total liabilities | $420.5M | $385.3M | $345.6M | $378.7M | $389.2M |
| Shareholders' equity | -$17.3M | -$35.6M | -$51.9M | -$82.1M | -$121.0M |
| Ratios | |||||
| Gross margin | 31.3% | 35.6% | 35.0% | 36.9% | 37.7% |
| Operating margin | 10.1% | 13.1% | 13.9% | 16.6% | 15.9% |
| Net margin | 2.8% | 4.1% | 5.4% | 7.7% | 4.2% |
| FCF margin | 7.6% | 7.1% | 6.2% | 2.8% | 2.7% |
| Return on assets | 3.7% | 5.6% | 8.2% | 12.3% | 5.9% |
| Return on equity | -86.3% | -54.8% | -46.2% | -44.5% | -13.2% |
| Debt / equity | -16.54× | -7.87× | -5.10× | -3.48× | -2.51× |
| Current ratio | 2.44 | 2.69 | 3.34 | 2.46 | 2.25 |
| Revenue growth | 13.1% | 8.1% | -6.6% | 26.8% | 20.2% |
Why these scores methodology →
Piotroski F-score: 4/9
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″: 3.52 (safe)
- Working capital / assets 0.3
- Retained earnings / assets 0.21
- EBIT / assets 0.136
- Equity / liabilities -0.041
Sector peers
VFS · TM · HMC · SONY · AAPL · XOM · all Manufacturing →
Source: SEC EDGAR filings · CIK 0001641614 · as of 2025-12-31. Figures are facts from filings plus Stocktoria's own computed scores — not investment advice.