CPI Card Group Inc. PMTS
CPI Card Group Inc. (PMTS) earns a Piotroski F-score of 4/9 (mixed financial health), with an Altman Z″ in the safe zone. It pays a dividend yielding 3.22% (safety: no dividend). FY2025 revenue was $543.5M at a 2.8% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Wall Street analyst consensus — a sentiment gauge, not our scoring.
How it ranks in Manufacturing · percentile among 1957 companies
Percentile vs other Manufacturing companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 4/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″ components · safe zone
| Component | Value |
|---|---|
| Working capital / assets | 0.3 |
| Retained earnings / assets | 0.21 |
| EBIT / assets | 0.136 |
| Equity / liabilities | -0.041 |
Sector peers · similar-size Manufacturing companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| PMTS | CPI Card Group Inc. | 4/9 | 3.52 | 15.6 | +13.1% |
| MGIH | Millennium Group International Holdings Ltd | 3/9 | 2.33 | — | -34.2% |
| CRE | Cre8 Enterprise Ltd | 5/9 | 3.23 | — | +25.9% |
| QUAD | Quad/Graphics, Inc. | 2/9 | -1.43 | — | -9.4% |
| CMPR | CIMPRESS plc | 7/9 | 0.35 | 23.3 | +9.8% |
| VFS | VinFast Auto Ltd. | 4/9 | -13.01 | — | +57.9% |
| TM | TOYOTA MOTOR CORP/ | 7/9 | 2.55 | — | -1% |
About CPI Card Group Inc.
CPI Card Group Inc., together with its subsidiaries, provides physical and digital payment solutions for financial institutions, processors, fintechs, prepaid program managers, and other organizations in the United States. It operates through Debit and Credit, and Prepaid Debit segments. The Debit and Credit segment produces secure debit and credit cards, such as contact, contactless, eco-focused, and magnetic stripe cards; and provides card services, including digital services. This segment also provides personalization services, which include instant issuance solutions that provide customers with the ability to issue an instant personalized debit or credit card on-demand; and other payment solutions, such as digital push provisioning for mobile wallets. The Prepaid Debit segment primarily provides integrated card services comprising tamper-evident security packaging services. It also produces payment cards issued on the networks of the payment card brands. The company offers card data personalization and fulfillment services, SaaS -based instant card issuance and other digital solutions, an integrated end-to-end on-demand payment card solution, and Card@Once, a proprietary and patented SaaS -based instant card issuance system. It serves issuers of debit and credit cards, prepaid program managers, financial institution platform providers and card processor organizations, fintechs, small to mid-sized financial institutions, healthcare providers, entertainment venues, government disbursements, transit services, and others through sales representatives, customer relationships, and partners. The company was formerly known as CPI Holdings I, Inc. and changed its name to CPI Card Group Inc. in August 2015. CPI Card Group Inc. was incorporated in 2007 and is headquartered in Littleton, Colorado.
FAQ
Is PMTS financially healthy?
CPI Card Group Inc.'s Piotroski F-score is 4/9 (8–9 is excellent, 0–3 weak), and its Altman Z″ distress score is in the safe zone.
Does PMTS pay a dividend, and is it safe?
Yes. CPI Card Group Inc. pays a dividend yielding about 3.22% with a None payout ratio, rated “no dividend” for safety.
How profitable is PMTS?
In FY2025, CPI Card Group Inc. had a net margin of 2.8%.
Is PMTS overvalued or undervalued?
CPI Card Group Inc. trades at about 23.7× trailing earnings — above its 10-year norm (10-year range 4.6×–17.5×, median 10.4×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for PMTS?
The average Wall-Street price target for CPI Card Group Inc. is $27.50, about 7.0% below the recent price, from 4 analysts (consensus: strong buy).
Is PMTS a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on CPI Card Group Inc.: a Piotroski F-score of 4/9, an Altman Z″ in the safe zone, a P/E of about 15.6×, a dividend yield of 3.22%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.