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Punjab National Bank PNB.NS
IN · National Stock Exchange of India · XNSE · stock · Financial Services · website
Punjab National Bank financials (annual, from 10-K)
Bars are annual figures from 2023 to 2026; red bars are negative (a loss or cash outflow).
| Metric | FY2026 | FY2025 | FY2024 | FY2023 |
|---|---|---|---|---|
| Revenue | ₹626.2B | ₹597.6B | ₹552.6B | ₹470.9B |
| SG&A expense | ₹3.3B | ₹3.2B | ₹3.1B | ₹2.8B |
| Interest expense | ₹880.7B | ₹807.0B | ₹685.3B | ₹518.2B |
| Income tax | ₹99.9B | ₹86.1B | ₹50.0B | ₹17.9B |
| Net income | ₹183.9B | ₹184.8B | ₹91.1B | ₹33.5B |
| EPS (diluted) | — | ₹16.42 | ₹8.27 | ₹3.04 |
| Operating cash flow | ₹256.4B | ₹220.8B | -₹279.4B | ₹225.9B |
| Free cash flow | ₹240.1B | ₹204.7B | -₹291.1B | ₹220.4B |
| Cash & equivalents | ₹1.64T | ₹1.51T | ₹1.31T | ₹1.57T |
| Total assets | ₹20.33T | ₹18.58T | ₹15.99T | ₹14.94T |
| Total liabilities | ₹18.83T | ₹17.24T | ₹14.88T | ₹13.90T |
| Shareholders' equity | ₹1.50T | ₹1.33T | ₹1.10T | ₹1.03T |
Growth · year-over-year · Revenue CAGR 10%
| Metric | FY2026 | FY2025 | FY2024 | FY2023 |
|---|---|---|---|---|
| Revenue growth | +4.8% | +8.1% | +17.3% | — |
| Net income growth | -0.5% | +102.9% | +172.0% | — |
| EPS growth | — | +98.5% | +172.0% | — |
| Free cash flow growth | +17.3% | — | -232.1% | — |
Each column is the change versus the prior fiscal year. Growth off a negative or zero base is shown as “—”. CAGR is the compound annual revenue growth across the years shown.
Source: company filings via Yahoo Finance · IN · as of 2026-03-31. Figures in INR; non-US fundamentals are aggregated by Yahoo (shorter history); facts plus Stocktoria's own computed scores — not investment advice.