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PATRIOT NATIONAL BANCORP INC PNBK
PATRIOT NATIONAL BANCORP INC (PNBK) earns a Piotroski F-score of 0/9 (weak financial health). It pays a dividend yielding 0.14% (safety: no dividend).
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Smart money · insiders, last 12 months
Open-market insider purchases minus sells (SEC Form 4) — real buying with their own money is a bullish “smart money” signal; grants and option exercises are excluded.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 0/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| PNBK | PATRIOT NATIONAL BANCORP INC | 0/9 | — | — | — |
| MFG | MIZUHO FINANCIAL GROUP INC | 4/9 | — | — | +7.6% |
| JPM | JPMORGAN CHASE & CO | 2/9 | — | 15.5 | +2.8% |
| BAC | BANK OF AMERICA CORP /DE/ | 5/9 | — | 13.5 | +6.8% |
| C | CITIGROUP INC | 3/9 | — | 17 | +5.6% |
| COF | CAPITAL ONE FINANCIAL CORP | 4/9 | — | 51.2 | +36.6% |
| USB | US BANCORP DE | 6/9 | — | 12.1 | +4.4% |
All Finance, Insurance & Real Estate companies →
About PATRIOT NATIONAL BANCORP INC
Patriot National Bancorp, Inc. operates as the holding company for Patriot Bank, N.A. that provides community banking services to individuals, small and medium-sized businesses, and professionals. The company accepts consumer and commercial deposit accounts, such as checking, interest-bearing negotiable order of withdrawal, money market, time certificates of deposit, savings, prepaid deposit, online national money market, individual retirement accounts, and health savings accounts, as well as certificate of deposit account registry service. Its loan portfolio comprises commercial real estate, commercial business, small business administration, construction, purchased residential real estate, and various consumer loans. The company also offers automated clearing house transfers, lockbox, internet banking, bill payment, remote deposit capture, debit card, money order, traveler's check, and automatic teller machine services. It operates in New York; Connecticut; New Jersey; and internationally. Patriot National Bancorp, Inc. was founded in 1994 and is headquartered in Stamford, Connecticut.
FAQ
Is PNBK financially healthy?
PATRIOT NATIONAL BANCORP INC's Piotroski F-score is 0/9 (8–9 is excellent, 0–3 weak).
Does PNBK pay a dividend, and is it safe?
Yes. PATRIOT NATIONAL BANCORP INC pays a dividend yielding about 0.14% with a None payout ratio, rated “no dividend” for safety.
How profitable is PNBK?
In FY2025, PATRIOT NATIONAL BANCORP INC had a return on equity of -13.4%.
Is PNBK overvalued or undervalued?
PATRIOT NATIONAL BANCORP INC trades at about 0.8× trailing earnings — below its 10-year norm (10-year range 4.2×–28.6×, median 16.8×). Stocktoria reports the data, not buy/sell advice.
Is PNBK a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on PATRIOT NATIONAL BANCORP INC: a Piotroski F-score of 0/9, a dividend yield of 0.14%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.