Stocktoria

PATRIOT NATIONAL BANCORP INC PNBK

Nasdaq · XNAS · stock · National Commercial Banks
Chart by TradingView
0/9
Piotroski F — financial health
Altman Z″ — distress risk
Dividend payout · no dividend

Financials (annual, from 10-K)

FYRevenueNet incomeGross profitFree cash flowEquity
2025-$12.7M-$14.3M$94.7M
2025$66.2M
2024-$39.9M$2.6M$4.3M
2024$16.4M
2024$40.5M
2023-$4.2M-$11.1M$44.4M

Recent insider activity (Form 4)

InsiderRoleDateActionSharesPrice
De Tomasi Mariodirector2026-05-27Buy85,000$0.96
De Tomasi Mariodirector2026-05-20Buy87,719$1.15
Salas Carlos PEVP & Chief Financial Officer2026-04-30Tax withheld121,776$1.23
Simmons William PaulEVP & Chief Credit Officer2026-04-30Option exercise333,333
Simmons William PaulEVP & Chief Credit Officer2026-04-30Tax withheld121,776$1.23
Miranda AngieEVP & Chief Risk Officer2026-04-30Tax withheld56,718$1.23
Miranda AngieEVP & Chief Risk Officer2026-04-30Option exercise150,000
Salas Carlos PEVP & Chief Financial Officer2026-04-30Option exercise333,333

Why these scores methodology →

Piotroski F-score: 0/9

  • Positive return on assets
  • Positive operating cash flow
  • Rising ROA
  • Cash flow exceeds net income
  • Lower long-term debt
  • Rising current ratio
  • No share dilution
  • Rising gross margin
  • Rising asset turnover

Altman Z″: n/a

Not applicable (financials/insurer or missing inputs).

Source: SEC EDGAR filings · CIK 0001098146 · as of 2025-12-31. Figures are facts from filings plus Stocktoria's own computed scores — not investment advice.