Stocktoria
PNC FINANCIAL SERVICES GROUP, INC. PNC
PNC FINANCIAL SERVICES GROUP, INC. (PNC) earns a Piotroski F-score of 4/9 (mixed financial health). It pays a dividend yielding 2.68% (safety: n/a).
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Recent analyst actions
| Date | Firm | Rating |
|---|---|---|
| 2026-07-29 | JP Morgan | Overweight (main) |
| 2026-07-20 | Citigroup | Buy (main) |
| 2026-07-17 | Evercore ISI Group | Outperform (main) |
| 2026-07-16 | Truist Securities | Hold (main) |
| 2026-07-16 | Argus Research | Buy (main) |
| 2026-07-16 | RBC Capital | Outperform (main) |
Wall Street analyst consensus — a sentiment gauge, not our scoring.
Forward estimates · earnings calendar →
Consensus analyst estimates and scheduled dates — forward-looking, may change.
Smart money · insiders, last 12 months
Open-market insider purchases minus sells (SEC Form 4) — real buying with their own money is a bullish “smart money” signal; grants and option exercises are excluded.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 4/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| PNC | PNC FINANCIAL SERVICES GROUP, INC. | 4/9 | — | — | +7.2% |
| USB | US BANCORP DE | 6/9 | — | 12.1 | +4.4% |
| KEY | KEYCORP /NEW/ | 6/9 | — | 13.7 | +62.7% |
| FHN | FIRST HORIZON CORP | 5/9 | — | 12.4 | +7.2% |
| WBS | WEBSTER FINANCIAL CORP | 7/9 | — | 12.1 | +11.9% |
| CFR | CULLEN/FROST BANKERS, INC. | 5/9 | — | 15 | +8.3% |
| BANC | BANC OF CALIFORNIA, INC. | 5/9 | — | 14 | -3.8% |
All Finance, Insurance & Real Estate companies →
About PNC FINANCIAL SERVICES GROUP, INC.
The PNC Financial Services Group, Inc. operates as a diversified financial services company in the United States. It operates through three segments: Retail Banking, Corporate & Institutional Banking, and Asset Management Group segments. The Retail Banking segment offers checking, savings, and money market accounts, and time deposit; residential mortgages, home equity loans and lines of credit, auto loans, credit cards, education loans, and personal and small business loans and lines of credit; and brokerage, insurance, and investment and cash management services. This segment serves consumer and small business customers through a network of branches, digital channels, ATMs, and through phone-based customer contact centers. The Corporate & Institutional Banking segment provides secured and unsecured loans, letters of credit, and equipment leases; cash and investment management, receivables and disbursement management, funds transfer, international payment, and access to online/mobile information management and reporting services; asset-backed financing, securities underwriting, loan syndications, mergers and acquisitions and equity capital markets advisory, and customer related services; and commercial loan servicing and technology solutions. It serves mid-sized and large corporations, and government and not-for-profit entities. The Asset Management Group segment offers investment and retirement planning, customized investment management, credit and cash management solutions, and trust management and administration services for high net worth and ultra high net worth individuals, and their families; and multi-generational family planning services. It also offers outsourced chief investment officer, custody, cash and fixed income client solutions, and retirement plan fiduciary investment services for institutional clients. The company was founded in 1865 and is headquartered in Pittsburgh, Pennsylvania.
FAQ
Is PNC financially healthy?
PNC FINANCIAL SERVICES GROUP, INC.'s Piotroski F-score is 4/9 (8–9 is excellent, 0–3 weak).
Does PNC pay a dividend, and is it safe?
Yes. PNC FINANCIAL SERVICES GROUP, INC. pays a dividend yielding about 2.68% with a None payout ratio, rated “n/a” for safety.
Is PNC overvalued or undervalued?
PNC FINANCIAL SERVICES GROUP, INC. trades at about 15.4× trailing earnings — above its 10-year norm (10-year range 8.5×–16.5×, median 13.5×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for PNC?
The average Wall-Street price target for PNC FINANCIAL SERVICES GROUP, INC. is $277.73, about 8.7% above the recent price, from 20 analysts (consensus: buy).
Is PNC a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on PNC FINANCIAL SERVICES GROUP, INC.: a Piotroski F-score of 4/9, a dividend yield of 2.68%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.