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PNC FINANCIAL SERVICES GROUP, INC. PNC

NYSE · stock · National Commercial Banks · website · IPO 1987-10-21

PNC FINANCIAL SERVICES GROUP, INC. statistics & valuation

Market cap$98.4B
P / S4.3×
P / B1.6×
Dividend yield2.68%
Net debt$57.1B
Enterprise value USD$155.5B
Graham number -6.4%$239.07

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($239.07); a green figure means the price is below it.

Profitability & efficiency

Gross margin (%)
2016201720182019202020212022202320242025
Operating margin (%)
2016201720182019202020212022202320242025
Return on equity (%)
2016201720182019202020212022202320242025
Shares outstanding
500.0M 486.0M 470.0M 448.0M 427.0M 426.0M 412.0M 401.0M 400.0M 396.0M 2016201720182019202020212022202320242025
Net debt ($)
$58.73B $72.74B $61.67B $57.10B 2016201720182019202020212022202320242025
Share buybacks ($)
2016201720182019202020212022202320242025
Return on assets (%)
2016201720182019202020212022202320242025
Free cash flow margin (%)
2016201720182019202020212022202320242025
Debt / equity (×)
1.28× 1.42× 1.13× 0.94× 2016201720182019202020212022202320242025
EPS ($)
$7.30 $10.36 $10.71 $11.39 $16.96 $12.70 $13.85 $12.79 $13.74 $16.59 2016201720182019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

PNC FINANCIAL SERVICES GROUP, INC. trades at about 15.4× earnings — above its 10-year norm (10-year range 8.5×–16.5×, median 13.5×).

8.5× 16.5×

Shaded band = 10-year range (8.5×–16.5×); dot = today's 15.4×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Debt / equity0.94×1.13×1.42×1.28×——————

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.