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PRA GROUP INC PRAA
PRA GROUP INC (PRAA) earns a Piotroski F-score of 3/9 (weak financial health). It does not currently pay a dividend. FY2025 revenue was $1.2B at a -25.4% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Wall Street analyst consensus — a sentiment gauge, not our scoring.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 3/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| PRAA | PRA GROUP INC | 3/9 | — | — | +7.8% |
| ECPG | ENCORE CAPITAL GROUP INC | 5/9 | — | 7.6 | +34.4% |
| ORBS | Eightco Holdings Inc. | 2/9 | 13.12 | — | -16.8% |
| OMCC | OLD MARKET CAPITAL Corp | 4/9 | 10.65 | — | — |
| MUFG | MITSUBISHI UFJ FINANCIAL GROUP INC | 4/9 | — | — | +9.5% |
| MFG | MIZUHO FINANCIAL GROUP INC | 4/9 | — | — | +7.6% |
| NMR | NOMURA HOLDINGS INC | 2/9 | — | — | +0.5% |
All Finance, Insurance & Real Estate companies →
About PRA GROUP INC
PRA Group, Inc., a financial services company, engages in the purchase, collection, and management of nonperforming loan portfolios in the United States, Europe, the United Kingdom, South America, Canada, and Australia. The company purchases loans from credit originators who have chosen not to pursue, or have been unsuccessful in collecting, the full balance owed. It also purchases loans in situations where the customer is involved in a bankruptcy or similar proceeding; and purchase and provide fee-based services for class action claims recoveries. In addition, the company is involved in core and insolvency nonperforming loans include general purpose and private label credit cards, consumer loans, auto loans, overdrafts and small business loans. The company was formerly known as Portfolio Recovery Associates, Inc. and changed its name to PRA Group, Inc. in October 2014. PRA Group, Inc. was founded in 1996 and is headquartered in Norfolk, Virginia.
FAQ
Is PRAA financially healthy?
PRA GROUP INC's Piotroski F-score is 3/9 (8–9 is excellent, 0–3 weak).
Does PRAA pay a dividend?
No, PRA GROUP INC does not currently pay a dividend.
How profitable is PRAA?
In FY2025, PRA GROUP INC had a net margin of -25.4% and a return on equity of -29.3%.
Is PRAA overvalued or undervalued?
PRA GROUP INC trades at about 10.9× trailing earnings — below its 10-year norm (10-year range 8.6×–21.4×, median 13.7×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for PRAA?
The average Wall-Street price target for PRA GROUP INC is $26.00, about 32.8% above the recent price, from 1 analysts.
Is PRAA a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on PRA GROUP INC: a Piotroski F-score of 3/9. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.