Stocktoria
Porch Group, Inc. PRCH
Nasdaq · XNAS · stock · Services-Prepackaged Software · website · IPO 2019-11-26
Chart by TradingView
6/9
Piotroski F — financial health
-2.14
Altman Z″ — distress risk · distress
—
Dividend payout · no dividend
Financials & ratios (annual, from 10-K)
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Financials | |||||
| Revenue | $418.9M | $437.8M | $430.3M | $275.9M | $192.4M |
| Gross profit | $340.0M | $201.9M | $200.9M | — | — |
| Operating income | $36.6M | -$64.6M | -$190.4M | -$177.0M | -$83.4M |
| Net income | -$3.4M | -$32.8M | -$133.9M | -$156.6M | -$106.6M |
| Operating cash flow | $66.4M | -$31.7M | $33.9M | -$17.7M | -$34.8M |
| Free cash flow | $66.0M | -$32.2M | $33.1M | -$20.1M | -$35.7M |
| Total assets | $797.4M | $814.0M | $899.4M | $1.0B | $1.0B |
| Total liabilities | $775.0M | $857.2M | $935.1M | $969.7M | $821.7M |
| Shareholders' equity | $22.4M | -$43.2M | -$35.7M | $79.4M | $217.0M |
| Ratios | |||||
| Gross margin | 81.2% | 46.1% | 46.7% | — | — |
| Operating margin | 8.7% | -14.7% | -44.2% | -64.2% | -43.3% |
| Net margin | -0.8% | -7.5% | -31.1% | -56.7% | -55.4% |
| FCF margin | 15.7% | -7.4% | 7.7% | -7.3% | -18.6% |
| Return on assets | -0.4% | -4.0% | -14.9% | -14.9% | -10.3% |
| Return on equity | -15.0% | 75.9% | 375.3% | -197.3% | -49.1% |
| Debt / equity | 17.55× | -9.34× | -12.20× | 5.57× | 1.91× |
| Current ratio | 1.30 | 0.88 | 1.04 | 1.18 | 1.67 |
| Revenue growth | -4.3% | 1.8% | 55.9% | 43.4% | 166.2% |
Why these scores methodology →
Piotroski F-score: 6/9
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″: -2.14 (distress)
- Working capital / assets 0.026
- Retained earnings / assets -0.813
- EBIT / assets 0.046
- Equity / liabilities 0.029
Sector peers
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Source: SEC EDGAR filings · CIK 0001784535 · as of 2025-12-31. Figures are facts from filings plus Stocktoria's own computed scores — not investment advice.