Stocktoria
Porch Group, Inc. PRCH
Porch Group, Inc. (PRCH) earns a Piotroski F-score of 7/9 (strong financial health), with an Altman Z″ in the distress zone. It pays a dividend yielding 1.97% (safety: no dividend). FY2025 revenue was $482.4M at a -0.7% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Beneish M-score: -3.11 — low (below −2.22 — no manipulation red flag) . A statistical screen for earnings manipulation, not proof — and it doesn't apply to most banks/insurers.
Analyst price target
Wall Street analyst consensus — a sentiment gauge, not our scoring.
How it ranks in Services · percentile among 982 companies
Percentile vs other Services companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 7/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″ components · distress zone
| Component | Value |
|---|---|
| Working capital / assets | 0.026 |
| Retained earnings / assets | -0.813 |
| EBIT / assets | 0.046 |
| Equity / liabilities | -0.032 |
Sector peers · similar-size Services companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| PRCH | Porch Group, Inc. | 7/9 | -2.21 | — | +10.2% |
| CLBT | Cellebrite DI Ltd. | 4/9 | 2.73 | 43.8 | +18.6% |
| XNET | Xunlei Ltd | 5/9 | 8.16 | 0.3 | +42.5% |
| INTA | Intapp, Inc. | 5/9 | 0.19 | — | +17.1% |
| SPT | Sprout Social, Inc. | 4/9 | -2.61 | — | +12.7% |
| NABL | N-able, Inc. | 4/9 | 1.83 | — | +9.7% |
| SKIL | Skillsoft Corp. | 4/9 | -6.08 | — | -3.5% |
About Porch Group, Inc.
Porch Group, Inc. develops and sells software and data solutions, manages insurance services, and provides consumer services related to homeownership in the United States. It operates through four segments: Insurance Services, Software & Data, Consumer Services, and the Reciprocal Segment. The Insurance Services segment manages and operates Porch Reciprocal Exchange, providing services including underwriting, policy renewal, risk management, portfolio management, financial oversight, and investment guideline setting. The Software & Data segment offers subscription and transactional software for inspection, mortgage, title, and roofing companies, as well as data products for insurance and other companies, including home inspection software, title and mortgage software, home factors property insights, and mover marketing products; measurement software for roofers; and move and post-move services. The Consumer Services segment provides warranty products under Porch Warranty and other brands, and moving-related services such as moving labor, TV/Internet, and security setup. The Reciprocal Segment, managed but not owned by Porch, includes Homeowners of America and Porch Reciprocal Exchange, which provides consumers with insurance to protect their homes, through premiums collected on policies. The company was founded in 2011 and is headquartered in Seattle, Washington.
FAQ
Is PRCH financially healthy?
Porch Group, Inc.'s Piotroski F-score is 7/9 (8–9 is excellent, 0–3 weak), and its Altman Z″ distress score is in the distress zone.
Does PRCH pay a dividend, and is it safe?
Yes. Porch Group, Inc. pays a dividend yielding about 1.97% with a None payout ratio, rated “no dividend” for safety.
How profitable is PRCH?
In FY2025, Porch Group, Inc. had a net margin of -0.7%.
What is the analyst price target for PRCH?
The average Wall-Street price target for Porch Group, Inc. is $16.25, about 0.6% above the recent price, from 8 analysts.
Is PRCH a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on Porch Group, Inc.: a Piotroski F-score of 7/9, an Altman Z″ in the distress zone, a dividend yield of 1.97%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.