Stocktoria
Primerica, Inc. PRI
Primerica, Inc. (PRI) earns a Piotroski F-score of 3/9 (weak financial health). It pays a dividend yielding 3.07% (safety: n/a).
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Recent analyst actions
| Date | Firm | Rating |
|---|---|---|
| 2026-05-21 | Morgan Stanley | Equal-Weight (main) |
| 2026-05-13 | Keefe, Bruyette & Woods | Market Perform (main) |
| 2026-03-03 | Morgan Stanley | Equal-Weight (main) |
| 2025-11-17 | Morgan Stanley | Equal-Weight (main) |
| 2025-11-11 | Keefe, Bruyette & Woods | Market Perform (main) |
| 2025-10-07 | Morgan Stanley | Equal-Weight (main) |
Wall Street analyst consensus — a sentiment gauge, not our scoring.
Smart money · insiders, last 12 months
Open-market insider purchases minus sells (SEC Form 4) — real buying with their own money is a bullish “smart money” signal; grants and option exercises are excluded.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 3/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| PRI | Primerica, Inc. | 3/9 | — | — | +6.6% |
| FG | F&G Annuities & Life, Inc. | 4/9 | — | 13.5 | -0.2% |
| GL | GLOBE LIFE INC. | 6/9 | — | 12 | +3.7% |
| CIA | CITIZENS, INC. | 4/9 | — | 22.1 | +4.3% |
| AAME | ATLANTIC AMERICAN CORP | 3/9 | — | — | +0.8% |
| UTGN | UTG INC | 2/9 | — | 10.1 | -50.1% |
| JXN | Jackson Financial Inc. | 6/9 | — | 275.7 | +104.3% |
All Finance, Insurance & Real Estate companies →
About Primerica, Inc.
Primerica, Inc., together with its subsidiaries, provides financial products and services to middle-income households in the United States and Canada. It operates in three segments: Term Life Insurance; Investment and Savings Products; and Corporate and Other Distributed Products. The Term Life Insurance segment underwrites individual term life insurance products. The Investment and Savings Products segment provides mutual funds and various retirement plans, managed investments, variable and fixed annuities, and fixed indexed annuities; and offers segregated funds. The Corporate and Other Distributed Products segment provides mortgage loans; prepaid legal services that assist subscribers with legal matters, such as drafting wills, living wills and powers of attorney, trial defense, and motor vehicle-related matters; ID theft defense services; auto and homeowners' insurance; home automation solutions; and insurance products, including supplemental and accidental death, and disability insurance. It distributes and sells its products through licensed sales representatives to middle-income households. Primerica, Inc. was founded in 1927 and is headquartered in Duluth, Georgia.
FAQ
Is PRI financially healthy?
Primerica, Inc.'s Piotroski F-score is 3/9 (8–9 is excellent, 0–3 weak).
Does PRI pay a dividend, and is it safe?
Yes. Primerica, Inc. pays a dividend yielding about 3.07% with a None payout ratio, rated “n/a” for safety.
Is PRI overvalued or undervalued?
Primerica, Inc. trades at about 13.6× trailing earnings — near its 10-year norm (10-year range 11.5×–21.2×, median 14.6×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for PRI?
The average Wall-Street price target for Primerica, Inc. is $298.50, about 4.0% below the recent price, from 6 analysts (consensus: buy).
Is PRI a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on Primerica, Inc.: a Piotroski F-score of 3/9, a dividend yield of 3.07%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.