PROVIDENT FINANCIAL HOLDINGS INC PROV
Nasdaq · XNAS · stock · Savings Institution, Federally Chartered
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4/9
Piotroski F — financial health
—
Altman Z″ — distress risk
60.2%
Dividend payout · stretched
Financials (annual, from 10-K)
| FY | Revenue | Net income | Gross profit | Free cash flow | Equity |
|---|---|---|---|---|---|
| 2025 | — | $6.3M | — | $8.2M | $128.5M |
| 2024 | — | $7.4M | — | $4.1M | $129.9M |
| 2023 | — | $8.6M | — | $15.6M | $129.7M |
| 2022 | — | $9.1M | — | $11.6M | $128.7M |
| 2021 | — | $7.6M | — | $11.3M | $127.3M |
| 2020 | — | $7.7M | — | $7.7M | $124.0M |
Why these scores methodology →
Piotroski F-score: 4/9
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″: n/a
Not applicable (financials/insurer or missing inputs).
Source: SEC EDGAR filings · CIK 0001010470 · as of 2025-06-30. Figures are facts from filings plus Stocktoria's own computed scores — not investment advice.