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PROVIDENT FINANCIAL HOLDINGS INC PROV
Nasdaq · stock · Savings Institution, Federally Chartered · website · IPO 1996-06-28
PROVIDENT FINANCIAL HOLDINGS INC financials (annual)
Bars are annual figures from 2017 to 2026; red bars are negative (a loss or cash outflow).
| Metric | FY2026 | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Interest expense | — | — | — | $9.0M | $3.1M | $4.6M | $6.1M | $6.2M | $6.4M | $6.7M |
| Income tax | $3.0M | $2.6M | $3.0M | $3.8M | $3.8M | $2.6M | $3.2M | $1.5M | $3.4M | $3.6M |
| Net income | $6.7M | $6.3M | $7.4M | $8.6M | $9.1M | $7.6M | $7.7M | $4.4M | $2.1M | $5.2M |
| EPS (diluted) | $1.03 | $0.93 | $1.06 | $1.19 | $1.22 | $1.00 | $1.01 | $0.58 | $0.28 | $0.64 |
| Operating cash flow | $9.0M | $8.7M | $5.7M | $16.3M | $11.8M | $11.6M | $8.0M | $107.1M | $28.0M | $83.4M |
| Free cash flow | $8.5M | $8.2M | $4.1M | $15.6M | $11.6M | $11.3M | $7.7M | $106.6M | $25.1M | $82.0M |
| Cash & equivalents | $49.2M | $53.1M | $51.4M | $65.8M | $23.4M | $70.3M | $116.0M | $70.6M | $43.3M | $72.8M |
| Total assets | $1.2B | $1.2B | $1.3B | $1.3B | $1.2B | $1.2B | $1.2B | $1.1B | $1.2B | $1.2B |
| Total liabilities | $1.1B | $1.1B | $1.1B | $1.2B | $1.1B | $1.1B | $1.1B | $964.2M | $1.1B | $1.1B |
| Shareholders' equity | $126.2M | $128.5M | $129.9M | $129.7M | $128.7M | $127.3M | $124.0M | $120.6M | $120.5M | $128.2M |
Growth · year-over-year
| Metric | FY2026 | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net income growth | +6.4% | -14.9% | -14.4% | -5.5% | +20.3% | -1.7% | +74.1% | +107.3% | -59.1% | -30.3% |
| EPS growth | +10.8% | -12.3% | -10.9% | -2.5% | +22.0% | -1.0% | +74.1% | +107.1% | -56.2% | -27.3% |
| Free cash flow growth | +4.7% | +99.1% | -73.7% | +34.0% | +2.5% | +46.9% | -92.8% | +325.3% | -69.4% | +77.1% |
Each column is the change versus the prior fiscal year. Growth off a negative or zero base is shown as “—”. CAGR is the compound annual revenue growth across the years shown.
Computed from company filings · US · as of 2025-06-30. Facts plus Stocktoria's own computed scores — not investment advice.