Stocktoria
PRICESMART INC PSMT
PRICESMART INC (PSMT) earns a Piotroski F-score of 4/9 (mixed financial health), with an Altman Z″ in the safe zone. It pays a dividend yielding 0.64% (safety: safe). FY2025 revenue was $5.3B at a 2.8% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Beneish M-score: -2.77 — low (below −2.22 — no manipulation red flag) . A statistical screen for earnings manipulation, not proof — and it doesn't apply to most banks/insurers.
Analyst price target
Recent analyst actions
| Date | Firm | Rating |
|---|---|---|
| 2024-04-17 | Jefferies | Buy (main) |
| 2023-12-01 | Jefferies | Buy (init) |
| 2023-04-11 | Scotiabank | Sector Perform (main) |
| 2020-07-10 | Scotiabank | Sector Perform (main) |
| 2020-05-08 | Scotiabank | Sector Perform (down) |
| 2019-07-18 | Scotiabank | Sector Outperform (up) |
Wall Street analyst consensus — a sentiment gauge, not our scoring.
Smart money · insiders, last 12 months
Open-market insider purchases minus sells (SEC Form 4) — real buying with their own money is a bullish “smart money” signal; grants and option exercises are excluded.
How it ranks in Retail Trade · percentile among 238 companies
Percentile vs other Retail Trade companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 4/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″ components · safe zone
| Component | Value |
|---|---|
| Working capital / assets | 0.109 |
| Retained earnings / assets | 0.44 |
| EBIT / assets | 0.102 |
| Equity / liabilities | 1.221 |
Sector peers · similar-size Retail Trade companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| PSMT | PRICESMART INC | 4/9 | 4.12 | 41 | +7.2% |
| FIVE | FIVE BELOW, INC | 6/9 | 4.07 | 29 | +22.9% |
| OLLI | Ollie's Bargain Outlet Holdings, Inc. | 6/9 | 5.56 | 18.1 | +16.6% |
| DLTR | DOLLAR TREE, INC. | 9/9 | 2.26 | 18.6 | +10.4% |
| BJ | BJ's Wholesale Club Holdings, Inc. | 7/9 | 1.09 | 19.6 | +4.7% |
| DG | DOLLAR GENERAL CORP | 6/9 | 1.54 | 17.4 | +5.2% |
| TGT | TARGET CORP | 5/9 | 1.34 | 17.2 | -1.7% |
About PRICESMART INC
PriceSmart, Inc. owns and operates U.S.-style membership shopping warehouse clubs in the United States, Central America, the Caribbean, and Colombia. The company provides basic and private label merchandise and consumable and non-consumable products under the Member's Selection brand, including groceries, cleaning supplies, health and beauty aids, meat, produce, deli, seafood, and poultry. It also offers electronics, large and small appliances, automotive, hardware, sporting goods, seasonal products, clothing, domestic, and home furnishing products. In addition, the company offers food and bakery services, as well as health services, such as optical, audiology, and pharmacy. Further, it operates an e-commerce platform, as well as offers curbside pickup and delivery services. PriceSmart, Inc. was incorporated in 1994 and is headquartered in San Diego, California.
FAQ
Is PSMT financially healthy?
PRICESMART INC's Piotroski F-score is 4/9 (8–9 is excellent, 0–3 weak), and its Altman Z″ distress score is in the safe zone.
Does PSMT pay a dividend, and is it safe?
Yes. PRICESMART INC pays a dividend yielding about 0.64% with a 26.2% payout ratio, rated “safe” for safety.
How profitable is PSMT?
In FY2025, PRICESMART INC had a net margin of 2.8% and a return on equity of 11.9%.
Is PSMT overvalued or undervalued?
PRICESMART INC trades at about 36.9× trailing earnings — above its 10-year norm (10-year range 17.0×–33.2×, median 26.1×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for PSMT?
The average Wall-Street price target for PRICESMART INC is $153.33, about 13.8% below the recent price, from 3 analysts (consensus: buy).
Is PSMT a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on PRICESMART INC: a Piotroski F-score of 4/9, an Altman Z″ in the safe zone, a P/E of about 41.0×, a dividend yield of 0.64%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-08-31. Facts plus Stocktoria's own computed scores — not investment advice.