Stocktoria
PayPal Holdings, Inc. PYPL
Nasdaq · XNAS · stock · Services-Business Services, NEC · website · IPO 2015-07-06
Chart by TradingView
8/9
Piotroski F — financial health
3.27
Altman Z″ — distress risk · safe
2.5%
Dividend payout · safe
Financials & ratios (annual, from 10-K)
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Financials | |||||
| Revenue | $33.2B | $31.8B | $29.8B | $27.5B | $25.4B |
| Operating income | $6.1B | $5.3B | $5.0B | $3.8B | $4.3B |
| Net income | $5.2B | $4.1B | $4.2B | $2.4B | $4.2B |
| Operating cash flow | $6.4B | $7.5B | $4.8B | $5.8B | $5.8B |
| Free cash flow | $5.6B | $6.8B | $4.2B | $5.1B | $4.9B |
| Total assets | $80.2B | $78.7B | $82.2B | $78.6B | $75.8B |
| Total liabilities | $59.9B | $58.3B | $61.1B | $58.4B | $54.1B |
| Shareholders' equity | $20.3B | $20.4B | $21.1B | $20.3B | $21.7B |
| Ratios | |||||
| Operating margin | 18.3% | 16.7% | 16.9% | 13.9% | 16.8% |
| Net margin | 15.8% | 13.0% | 14.3% | 8.8% | 16.4% |
| FCF margin | 16.8% | 21.3% | 14.2% | 18.6% | 19.3% |
| Return on assets | 6.5% | 5.3% | 5.2% | 3.1% | 5.5% |
| Return on equity | 25.8% | 20.3% | 20.2% | 11.9% | 19.2% |
| Debt / equity | 0.49× | 0.48× | 0.46× | 0.51× | 0.37× |
| Current ratio | 1.29 | 1.28 | 1.29 | 1.28 | 1.22 |
| Revenue growth | 4.3% | 6.8% | 8.2% | 8.5% | 18.3% |
Notable holders (13F)
| Investor | Shares | Value |
|---|---|---|
| Point72 Asset Management, L.P. | 1,463,000 | $66.2M |
| COATUE MANAGEMENT LLC | 1,243,590 | $56.2M |
| RENAISSANCE TECHNOLOGIES LLC | 193,200 | $8.7M |
| Bridgewater Associates, LP | 9,820 | $444,159 |
Why these scores methodology →
Piotroski F-score: 8/9
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″: 3.27 (safe)
- Working capital / assets 0.166
- Retained earnings / assets 0.405
- EBIT / assets 0.076
- Equity / liabilities 0.338
Sector peers
GOOG · MSFT · META · BABA · DIS · HCA · all Services →
Source: SEC EDGAR filings · CIK 0001633917 · as of 2025-12-31. Figures are facts from filings plus Stocktoria's own computed scores — not investment advice.