Powszechny Zaklad Ubezpieczen SA PZU.WA

PL · Warsaw Stock Exchange · XWAR · stock · Financial Services · website

Powszechny Zaklad Ubezpieczen SA statistics & valuation

Market cap$56.7B

P / E8.5×

P / S0.9×

P / B1.6×

P / FCF6.3×

Dividend yield6.81%

Net margin10.4%

Return on equity18.9%

FCF margin13.9%

Multiples are price-derived and refreshed daily; everything else is from filings.

P / E vs its own history

Powszechny Zaklad Ubezpieczen SA trades at about 8.5× earnings — near its 10-year norm (10-year range 7.2×–9×, median 8.4×).

7.2× 9×

Shaded band = 10-year range (7.2×–9×); dot = today's 8.5×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

Ratio	FY2025	FY2024	FY2023	FY2022
Net margin	10.4%	8.5%	10.6%	9.1%
FCF margin	13.9%	43.1%	49.5%	49.5%
Return on assets	1.3%	1.1%	1.2%	0.9%
Return on equity	18.9%	16.6%	19.2%	14.5%
Debt / equity	0.99×	0.90×	0.80×	0.87×

Source: company filings via Yahoo Finance · PL · as of 2025-12-31. Figures in PLN; non-US fundamentals are aggregated by Yahoo (shorter history); facts plus Stocktoria's own computed scores — not investment advice.