Stocktoria

QBE Insurance Group Limited QBE.AX

AU · Australian Securities Exchange · XASX · stock · Financial Services · website

QBE Insurance Group Limited statistics & valuation

Market cap$34.5B
P / E16.0×
P / S1.8×
P / B3.0×
Dividend yield2.34%
Net margin11.1%
Return on equity18.5%
Net debt$2.1B
Enterprise value$26.5B
Graham number -31.7%$15.78

Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($15.78); a green figure means the price is below it.

Profitability & efficiency

Net margin (%)
5.70% 7.80% 9.50% 11.10% 2022202320242025
Gross margin (%)
2022202320242025
Operating margin (%)
2022202320242025
Return on equity (%)
8.60% 13.60% 16.60% 18.50% 2022202320242025
Shares outstanding
1.49B 1.49B 1.49B 1.49B 2022202320242025
Net debt ($)
$2.21B $1.72B $1.26B $2.06B 2022202320242025
Share buybacks ($)
$1.0M $1.0M $1.0M $194.0M 2022202320242025
Return on assets (%)
1.60% 3.20% 4.10% 4.40% 2022202320242025
Free cash flow margin (%)
2022202320242025
Debt / equity (×)
0.34× 0.31× 0.27× 0.34× 2022202320242025
EPS ($)
$0.52 $0.88 $1.19 $1.42 2022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

QBE Insurance Group Limited trades at about 16.3× earnings — below its 10-year norm (10-year range 13.9×–26.8×, median 18.4×).

13.9× 26.8×

Shaded band = 10-year range (13.9×–26.8×); dot = today's 16.3×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022
Net margin11.1%9.5%7.8%5.7%
Return on assets4.4%4.1%3.2%1.6%
Return on equity18.5%16.6%13.6%8.6%
Debt / equity0.32×0.25×0.28×0.26×

Computed from company filings · AU · as of 2025-12-31. Figures in USD. Facts plus Stocktoria's own computed scores — not investment advice.