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QCR HOLDINGS INC QCRH

Nasdaq · stock · State Commercial Banks · website · IPO 1993-10-06 · LEI

QCR HOLDINGS INC statistics & valuation

Market cap$1.6B
P / E12.8×
P / B1.5×
P / FCF4.6×
Return on equity11.4%
Graham number -0.6%$105.09

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($105.09); a green figure means the price is below it.

Profitability & efficiency

Gross margin (%)
2016201720182019202020212022202320242025
Operating margin (%)
2016201720182019202020212022202320242025
Return on equity (%)
9.70% 10.10% 9.10% 10.70% 10.20% 14.60% 12.80% 12.80% 11.40% 11.40% 2016201720182019202020212022202320242025
Shares outstanding
13.1M 13.9M 15.7M 16.0M 16.0M 15.9M 16.9M 16.9M 17.0M 17.0M 2016201720182019202020212022202320242025
Net debt ($)
2016201720182019202020212022202320242025
Share buybacks ($)
2016201720182019202020212022202320242025
Return on assets (%)
0.80% 0.90% 0.90% 1.20% 1.10% 1.60% 1.20% 1.30% 1.30% 1.30% 2016201720182019202020212022202320242025
Free cash flow margin (%)
27.20% 16.80% 23.50% 21.70% 34.60% 24.70% 22.90% 66.20% 2016201720182019202020212022202320242025
Debt / equity (×)
2016201720182019202020212022202320242025
EPS ($)
$2.17 $2.61 $2.86 $3.60 $3.80 $6.20 $5.87 $6.73 $6.71 $7.49 2016201720182019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

QCR HOLDINGS INC trades at about 14.1× earnings — above its 10-year norm (10-year range 8.7×–19.3×, median 11.6×).

8.7× 19.3×

Shaded band = 10-year range (8.7×–19.3×); dot = today's 14.1×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Net margin——20.8%26.5%32.9%19.4%19.5%19.2%21.5%20.1%
FCF margin——66.2%22.9%24.7%34.6%21.7%23.5%16.8%27.2%
Return on assets1.3%1.3%1.3%1.2%1.6%1.1%1.2%0.9%0.9%0.8%
Return on equity11.4%11.4%12.8%12.8%14.6%10.2%10.7%9.1%10.1%9.7%

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.