Stocktoria
Qfin Holdings, Inc. QFIN
Nasdaq · XNAS · stock · Finance Services · website · IPO 2018-12-14
Chart by TradingView
2/9
Piotroski F — financial health
6.32
Altman Z″ — distress risk · safe
—
Dividend payout · no dividend
Financials & ratios (annual, from 10-K)
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Financials | |||||
| Revenue | $2.7B | $2.4B | $2.3B | $2.4B | $2.6B |
| Operating income | $955.0M | $1.0B | $684.1M | $648.4M | $1.1B |
| Operating cash flow | $1.6B | $1.3B | $1.0B | $858.7M | $908.5M |
| Total assets | $8.1B | $6.6B | $6.5B | $5.8B | $5.3B |
| Total liabilities | $4.7B | $3.3B | $3.4B | $3.1B | $2.9B |
| Shareholders' equity | $3.5B | $3.3B | $3.1B | $2.7B | $2.4B |
| Ratios | |||||
| Operating margin | 34.8% | 43.9% | 29.8% | 27.0% | 40.8% |
| Debt / equity | — | 0.07× | 0.03× | 0.01× | — |
| Current ratio | 2.43 | 2.45 | 2.00 | 2.04 | 1.96 |
| Revenue growth | 16.8% | 2.5% | -4.4% | -8.1% | 25.6% |
Notable holders (13F)
| Investor | Shares | Value |
|---|---|---|
| RENAISSANCE TECHNOLOGIES LLC | 389,743 | $5.0M |
Why these scores methodology →
Piotroski F-score: 2/9
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″: 6.32 (safe)
- Working capital / assets 0.511
- Retained earnings / assets 0.43
- EBIT / assets 0.117
- Equity / liabilities 0.737
Sector peers
IX · MUFG · MFG · NMR · UNH · CI · all Finance, Insurance & Real Estate →
Source: SEC EDGAR filings · CIK 0001741530 · as of 2025-12-31. Figures are facts from filings plus Stocktoria's own computed scores — not investment advice.