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Qatar Islamic Bank (Q.P.S.C.) QIBK.QA

QA · XQAT · XQAT · stock · Financial Services · website

Qatar Islamic Bank (Q.P.S.C.) statistics & valuation

Market capQR 50.9B
P / E10.5×
P / S7.9×
P / B1.5×
Net margin74.7%
FCF margin-21.8%
Net debtQR 8.0B
Enterprise value USD$16.2B
Graham number +15.9%QR 24.99

Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value (QR 24.99); a green figure means the price is below it.

Profitability & efficiency

Net margin (%)
64.00% 67.40% 69.60% 74.70% 2022202320242025
Gross margin (%)
2022202320242025
Operating margin (%)
2022202320242025
Return on equity (%)
14.70% 14.60% 14.80% 14.40% 2022202320242025
Shares outstanding
2.36B 2.36B 2.36B 2.36B 2022202320242025
Net debt (QR )
QR 13.95B QR 13.98B QR 10.85B QR 7.99B 2022202320242025
Share buybacks (QR )
2022202320242025
Return on assets (%)
2.20% 2.30% 2.30% 2.20% 2022202320242025
Free cash flow margin (%)
194.10% -26.00% 133.20% -21.80% 2022202320242025
Debt / equity (×)
0.93× 0.87× 0.71× 0.69× 2022202320242025
EPS (QR )
QR 1.62 QR 1.73 QR 1.86 QR 1.95 2022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

Qatar Islamic Bank (Q.P.S.C.) trades at about 11.1× earnings — near its 10-year norm (10-year range 11.1×–12.8×, median 12.1×).

11.1× 12.8×

Shaded band = 10-year range (11.1×–12.8×); dot = today's 11.1×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022
Net margin74.7%69.6%67.4%64.0%
FCF margin-21.8%133.2%-26.0%194.1%
Return on assets2.2%2.3%2.3%2.2%
Return on equity14.4%14.8%14.6%14.7%

Computed from company filings · QA · as of 2025-12-31. Figures in QAR. Facts plus Stocktoria's own computed scores — not investment advice.