Stocktoria
QNB CORP. QNBC
OTC · OOTC · stock · State Commercial Banks · website · IPO 1993-10-27
QNB CORP. financials (annual, from 10-K)
Bars are annual figures from 2016 to 2025; red bars are negative (a loss or cash outflow).
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Interest expense | — | — | $28.9M | $7.9M | $4.6M | $6.4M | $10.1M | $8.2M | $5.7M | $4.7M |
| Income tax | $3.8M | $2.9M | $2.2M | $3.7M | $4.0M | $2.6M | $2.9M | $1.6M | $5.9M | $3.1M |
| Net income | $14.1M | $11.4M | $9.5M | $15.9M | $16.5M | $12.1M | $12.4M | $11.3M | $8.3M | $8.9M |
| EPS (diluted) | $3.78 | $3.12 | $2.63 | $4.47 | $4.64 | $3.42 | $3.53 | $3.25 | $2.41 | $2.63 |
| Operating cash flow | $16.6M | $16.2M | $14.5M | $16.8M | $30.4M | $7.6M | $13.9M | $16.7M | $16.2M | $11.3M |
| Cash & equivalents | $50.3M | $50.7M | $62.7M | $15.9M | $13.4M | $39.3M | $17.6M | $13.5M | $16.3M | $10.7M |
| Total assets | $1.9B | $1.9B | $1.7B | $1.7B | $1.7B | $1.4B | $1.2B | $1.2B | $1.2B | $1.1B |
| Total liabilities | $1.8B | $1.8B | $1.6B | $1.6B | $1.5B | $1.3B | $1.1B | $1.1B | $1.1B | $969.6M |
| Shareholders' equity | $129.6M | $103.3M | $90.8M | $71.0M | $136.5M | $134.4M | $120.7M | $104.3M | $98.6M | $93.6M |
Growth · year-over-year
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net income growth | +23.1% | +20.7% | -40.4% | -3.5% | +36.5% | -2.2% | +9.0% | +36.7% | -7.1% | +8.4% |
| EPS growth | +21.2% | +18.6% | -41.2% | -3.7% | +35.7% | -3.1% | +8.6% | +34.9% | -8.4% | +6.9% |
Each column is the change versus the prior fiscal year. Growth off a negative or zero base is shown as “—”. CAGR is the compound annual revenue growth across the years shown.
Source: SEC EDGAR filings · CIK 0000750558 · as of 2025-12-31. Facts from filings plus Stocktoria's own computed scores — not investment advice.