Stocktoria
QUAINT OAK BANCORP, INC. QNTO
QUAINT OAK BANCORP, INC. (QNTO) earns a Piotroski F-score of 3/9 (weak financial health). It pays a dividend yielding 2.09% (safety: at-risk).
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
How it ranks in Finance, Insurance & Real Estate · percentile among 1152 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 3/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| QNTO | QUAINT OAK BANCORP, INC. | 3/9 | — | 133.1 | — |
| BBT | Beacon Financial Corp | 5/9 | — | 29.2 | -92.5% |
| PBFS | Pioneer Bancorp, Inc./MD | 4/9 | — | 20.8 | +5.8% |
| RBKB | Rhinebeck Bancorp, Inc. | 4/9 | — | 19.3 | — |
| ECBK | ECB Bancorp, Inc. /MD/ | 5/9 | — | 22.1 | — |
| MUFG | MITSUBISHI UFJ FINANCIAL GROUP INC | 4/9 | — | — | +9.5% |
| MFG | MIZUHO FINANCIAL GROUP INC | 4/9 | — | — | +7.6% |
All Finance, Insurance & Real Estate companies →
About QUAINT OAK BANCORP, INC.
Quaint Oak Bancorp, Inc. operates as the holding company for Quaint Oak Bank that provides banking products and services in Pennsylvania. It offers deposit products, such as money market, certificates of deposit, interest-bearing business checking accounts, non-interest-bearing business and consumer checking, and savings accounts. The company also provides commercial real estate, commercial business, one-to-four family residential non-owner and owner-occupied, multi-family residential loans, construction, and home equity loans, as well as multi-state equipment financing services. In addition, it conducts mortgage banking, multi-state specialty commercial real estate financing, title abstract, and insurance businesses. The company was incorporated in 1926 and is headquartered in Southampton, Pennsylvania.
FAQ
Is QNTO financially healthy?
QUAINT OAK BANCORP, INC.'s Piotroski F-score is 3/9 (8–9 is excellent, 0–3 weak).
Does QNTO pay a dividend, and is it safe?
Yes. QUAINT OAK BANCORP, INC. pays a dividend yielding about 2.09% with a 277.6% payout ratio, rated “at-risk” for safety.
How profitable is QNTO?
In FY2025, QUAINT OAK BANCORP, INC. had a return on equity of 0.6%.
Is QNTO overvalued or undervalued?
QUAINT OAK BANCORP, INC. trades at about 122.5× trailing earnings — above its 10-year norm (10-year range 6.1×–106.2×, median 12.0×). Stocktoria reports the data, not buy/sell advice.
Is QNTO a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on QUAINT OAK BANCORP, INC.: a Piotroski F-score of 3/9, a P/E of about 133.1×, a dividend yield of 2.09%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.