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QUAINT OAK BANCORP, INC. QNTO

OTC · stock · Savings Institutions, Not Federally Chartered · website · IPO 2007-07-05

QUAINT OAK BANCORP, INC. statistics & valuation

Market cap$42.9M
P / E133.1×
P / B0.8×
Dividend yield2.09%
Return on equity0.6%
Graham number -50.2%$7.31

Market cap as of 2026-06-30. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($7.31); a green figure means the price is below it.

Profitability & efficiency

Gross margin (%)
2016201720182019202020212022202320242025
Operating margin (%)
2016201720182019202020212022202320242025
Return on equity (%)
7.20% 6.60% 8.40% 9.60% 11.30% 17.40% 16.00% 3.90% 5.30% 0.60% 2016201720182019202020212022202320242025
Shares outstanding
1.9M 2.0M 2.0M 2.0M 2.0M 2.1M 2.2M 2.4M 2.6M 2.6M 2016201720182019202020212022202320242025
Net debt ($)
2016201720182019202020212022202320242025
Share buybacks ($)
2016201720182019202020212022202320242025
Return on assets (%)
0.70% 0.60% 0.70% 0.80% 0.70% 1.20% 1.00% 0.30% 0.40% 0.00% 2016201720182019202020212022202320242025
Free cash flow margin (%)
2016201720182019202020212022202320242025
Debt / equity (×)
2016201720182019202020212022202320242025
EPS ($)
$0.77 $0.74 $1.01 $1.24 $1.61 $3.06 $3.65 $0.89 $1.08 $0.12 2016201720182019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

QUAINT OAK BANCORP, INC. trades at about 122.5× earnings — above its 10-year norm (10-year range 6.1×–106.2×, median 12×).

6.1× 122.5×

Shaded band = 10-year range (6.1×–106.2×); dot = today's 122.5×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Return on assets0.0%0.4%0.3%1.0%1.2%0.7%0.8%0.7%0.6%0.7%
Return on equity0.6%5.3%3.9%16.0%17.4%11.3%9.6%8.4%6.6%7.2%

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.