Stocktoria

RBB Bancorp RBB

Nasdaq · stock · State Commercial Banks · website · IPO 2017-07-26 · LEI

RBB Bancorp statistics & valuation

Market cap$458.1M
P / S88.7×
P / B0.9×
P / FCF10.8×
Dividend yield2.46%
FCF margin824.3%
Net cash$92.4M
Enterprise value USD$365.7M
Graham number +28.4%$35.09

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($35.09); a green figure means the price is below it.

Profitability & efficiency

Gross margin (%)
2016201720182019202020212022202320242025
Operating margin (%)
2016201720182019202020212022202320242025
Return on equity (%)
10.50% 9.60% 9.60% 9.60% 2016201720182019202020212022202320242025
Shares outstanding
13.7M 15.9M 20.0M 20.4M 19.9M 19.8M 19.3M 19.0M 18.2M 17.5M 2016201720182019202020212022202320242025
Net debt ($)
$49.4M $49.5M $103.7M -$77.7M -$90.3M -$521.4M $90.0M -$312.2M -$138.2M -$92.4M 2016201720182019202020212022202320242025
Share buybacks ($)
2016201720182019202020212022202320242025
Return on assets (%)
1.40% 1.50% 1.20% 1.40% 2016201720182019202020212022202320242025
Free cash flow margin (%)
1439.50% -3421.10% 12460.50% 2684.80% 2832.70% 1644.50% 951.50% 1090.30% 824.30% 2016201720182019202020212022202320242025
Debt / equity (×)
0.27× 0.19× 0.28× 0.26× 0.24× 0.37× 0.36× 0.23× 0.24× 0.23× 2016201720182019202020212022202320242025
EPS ($)
$1.39 $1.68 $2.01 $1.92 $1.65 $2.86 $3.33 $2.24 $1.47 $1.83 2016201720182019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

RBB Bancorp trades at about 14.9× earnings — above its 10-year norm (10-year range 6×–16×, median 10.1×).

6× 16×

Shaded band = 10-year range (6×–16×); dot = today's 14.9×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Net margin——————1028.3%1417.6%1307.8%—
FCF margin824.3%1090.3%951.5%1644.5%2832.7%2684.8%12460.5%-3421.1%1439.5%—
Return on assets——————1.4%1.2%1.5%1.4%
Return on equity——————9.6%9.6%9.6%10.5%
Debt / equity0.23×0.24×0.23×0.36×0.37×0.24×0.26×0.28×0.19×0.27×

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.