Stocktoria
REPUBLIC BANCORP INC /KY/ RBCAA
REPUBLIC BANCORP INC /KY/ (RBCAA) earns a Piotroski F-score of 5/9 (mixed financial health). It pays a dividend yielding 2.17% (safety: safe). FY2025 revenue was $417.5M at a 31.5% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Wall Street analyst consensus — a sentiment gauge, not our scoring.
Smart money · insiders, last 12 months
Open-market insider purchases minus sells (SEC Form 4) — real buying with their own money is a bullish “smart money” signal; grants and option exercises are excluded.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 5/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| RBCAA | REPUBLIC BANCORP INC /KY/ | 5/9 | — | 11.9 | +8.5% |
| GABC | GERMAN AMERICAN BANCORP, INC. | 6/9 | — | 15.9 | +37.8% |
| UVSP | UNIVEST FINANCIAL Corp | 6/9 | — | 12.8 | +9.6% |
| FMNB | FARMERS NATIONAL BANC CORP /OH/ | 6/9 | — | 16 | +3.9% |
| WTFC | WINTRUST FINANCIAL CORP | 4/9 | — | 12.9 | +5.9% |
| WASH | WASHINGTON TRUST BANCORP INC | 5/9 | — | 12.8 | +127.6% |
| COFS | CHOICEONE FINANCIAL SERVICES INC | 4/9 | — | 17.5 | +63.6% |
All Finance, Insurance & Real Estate companies →
About REPUBLIC BANCORP INC /KY/
Republic Bancorp, Inc. operates as a bank holding company for Republic Bank & Trust Company that provides various banking products and services in the United States. It operates in five segments: Traditional Banking, Warehouse Lending, Tax Refund Solutions, Republic Payment Solutions, and Republic Credit Solutions. The company offers retail mortgage, commercial and industrial, CRE and multi-family, construction and land development, consumer, and aircraft loans; service charges on consumer and commercial deposit accounts, mortgage banking income, debit and credit card interchange fee income, title insurance commissions, and swap fee incomes; private banking; and lockbox processing, remote deposit capture, business online banking, account reconciliation, and automated clearing house processing services; internet banking services and products through its website; mobile banking; and other banking services. In addition, it offers short-term, revolving credit facilities to mortgage bankers across the United States through mortgage warehouse lines of credit; tax refund solutions, which facilitate the receipt and payment of federal and state tax refund products through third-party tax preparers and tax-preparation software providers; prepaid and debit solutions, such as issuing of payroll, general purpose reloadable cards, issuing of demand deposit accounts, savings accounts and/or debit cards; and consumer credit products; and consumer credit products. The company offers its services through full-services banking centers in Kentucky, Indiana, Florida, Ohio, and Tennessee. Republic Bancorp, Inc. was incorporated in 1974 and is headquartered in Louisville, Kentucky.
FAQ
Is RBCAA financially healthy?
REPUBLIC BANCORP INC /KY/'s Piotroski F-score is 5/9 (8–9 is excellent, 0–3 weak).
Does RBCAA pay a dividend, and is it safe?
Yes. REPUBLIC BANCORP INC /KY/ pays a dividend yielding about 2.17% with a 25.8% payout ratio, rated “safe” for safety.
How profitable is RBCAA?
In FY2025, REPUBLIC BANCORP INC /KY/ had a net margin of 31.5% and a return on equity of 11.9%.
What is RBCAA's P/E ratio?
REPUBLIC BANCORP INC /KY/'s trailing price-to-earnings (P/E) ratio is about 11.9×, based on its latest annual earnings.
What is the analyst price target for RBCAA?
The average Wall-Street price target for REPUBLIC BANCORP INC /KY/ is $80.00, about 17.6% below the recent price, from 1 analysts.
Is RBCAA a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on REPUBLIC BANCORP INC /KY/: a Piotroski F-score of 5/9, a P/E of about 11.9×, a dividend yield of 2.17%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.