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REPUBLIC BANCORP INC /KY/ RBCAA
Nasdaq · stock · State Commercial Banks · website · IPO 1998-07-22
REPUBLIC BANCORP INC /KY/ financials (annual)
Bars are annual figures from 2016 to 2025; red bars are negative (a loss or cash outflow).
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $417.5M | $384.8M | $360.2M | $326.5M | $309.3M | $319.4M | $311.1M | $289.5M | — | — |
| Interest expense | — | — | $67.3M | $7.5M | $5.7M | $19.9M | $44.8M | $30.1M | $20.3M | $17.9M |
| Income tax | $34.4M | $26.3M | $22.8M | $25.7M | $23.8M | $19.4M | $21.5M | $16.4M | $32.8M | $23.1M |
| Net income | $131.3M | $101.4M | $90.4M | $91.1M | $87.6M | $83.2M | $91.7M | $77.9M | $45.6M | $45.9M |
| Operating cash flow | $168.2M | $149.0M | $108.5M | $154.8M | $100.3M | $75.4M | $105.2M | $119.2M | $77.8M | $47.7M |
| Free cash flow | $161.1M | $143.2M | $101.6M | $151.3M | $94.5M | $71.8M | $92.3M | $109.4M | $65.4M | $40.6M |
| Cash & equivalents | $220.0M | $432.2M | $316.6M | $313.7M | $757.0M | $485.6M | $385.3M | $351.5M | $299.4M | $289.3M |
| Total assets | $7.0B | $6.8B | $6.6B | $5.8B | $6.2B | $6.2B | $5.6B | $5.2B | $5.1B | $4.8B |
| Total liabilities | $5.9B | $5.9B | $5.7B | $5.0B | $5.3B | $5.3B | $4.9B | $4.6B | $4.5B | $4.2B |
| Shareholders' equity | $1.1B | $992.0M | $912.8M | $856.6M | $835.1M | $823.3M | $764.2M | $689.9M | $632.4M | $604.4M |
Growth · year-over-year · Revenue CAGR 5.4%
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue growth | +8.5% | +6.8% | +10.3% | +5.6% | -3.1% | +2.6% | +7.5% | — | — | — |
| Net income growth | +29.5% | +12.2% | -0.8% | +4.0% | +5.2% | -9.2% | +17.8% | +70.6% | -0.6% | +30.5% |
| Free cash flow growth | +12.5% | +40.9% | -32.8% | +60.1% | +31.5% | -22.2% | -15.6% | +67.3% | +60.9% | -9.1% |
Each column is the change versus the prior fiscal year. Growth off a negative or zero base is shown as “—”. CAGR is the compound annual revenue growth across the years shown.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.