Stocktoria

REPUBLIC BANCORP INC /KY/ RBCAA

Nasdaq · stock · State Commercial Banks · website · IPO 1998-07-22

REPUBLIC BANCORP INC /KY/ statistics & valuation

Market cap$1.6B
P / E11.9×
P / S3.7×
P / B1.4×
P / FCF9.7×
Dividend yield2.17%
Net margin31.5%
Return on equity11.9%
FCF margin38.6%

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports.

Profitability & efficiency

Net margin (%)
26.90% 29.50% 26.10% 28.30% 27.90% 25.10% 26.30% 31.50% 2016201720182019202020212022202320242025
Gross margin (%)
2016201720182019202020212022202320242025
Operating margin (%)
2016201720182019202020212022202320242025
Return on equity (%)
7.60% 7.20% 11.30% 12.00% 10.10% 10.50% 10.60% 9.90% 10.20% 11.90% 2016201720182019202020212022202320242025
Shares outstanding
21.0M 21.0M 21.1M 21.1M 21.1M 20.8M 20.1M 19.9M 19.7M 19.8M 2016201720182019202020212022202320242025
Net debt ($)
2016201720182019202020212022202320242025
Share buybacks ($)
2016201720182019202020212022202320242025
Return on assets (%)
1.00% 0.90% 1.50% 1.60% 1.30% 1.40% 1.60% 1.40% 1.50% 1.90% 2016201720182019202020212022202320242025
Free cash flow margin (%)
37.80% 29.70% 22.50% 30.50% 46.30% 28.20% 37.20% 38.60% 2016201720182019202020212022202320242025
Debt / equity (×)
2016201720182019202020212022202320242025
EPS ($)
2016201720182019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Net margin31.5%26.3%25.1%27.9%28.3%26.1%29.5%26.9%——
FCF margin38.6%37.2%28.2%46.3%30.5%22.5%29.7%37.8%——
Return on assets1.9%1.5%1.4%1.6%1.4%1.3%1.6%1.5%0.9%1.0%
Return on equity11.9%10.2%9.9%10.6%10.5%10.1%12.0%11.3%7.2%7.6%

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.