Stocktoria

Raiffeisen Bank International AG RBI.VI

AT · Wiener Börse · XWBO · stock · Financial Services · website

Raiffeisen Bank International AG statistics & valuation

Market cap€20.7B
P / E15.1×
P / S2.3×
P / B1.0×
P / FCF2.4×
Net margin15.0%
FCF margin93.2%
Net cash€21.7B
Enterprise value USD-$1.2B
Graham number +18.1%€74.28

Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value (€74.28); a green figure means the price is below it.

Profitability & efficiency

Net margin (%)
37.70% 27.00% 13.00% 15.00% 2022202320242025
Gross margin (%)
2022202320242025
Operating margin (%)
2022202320242025
Return on equity (%)
20.60% 12.80% 6.10% 6.50% 2022202320242025
Shares outstanding
328.3M 328.3M 328.3M 328.3M 2022202320242025
Net debt (€)
-€47.10B -€32.28B -€26.59B -€21.67B 2022202320242025
Share buybacks (€)
€14.0M €2.0M €472.0M €174.0M 2022202320242025
Return on assets (%)
1.80% 1.20% 0.60% 0.70% 2022202320242025
Free cash flow margin (%)
213.20% -29.00% -12.80% 93.20% 2022202320242025
Debt / equity (×)
0.87× 1.01× 1.16× 1.05× 2022202320242025
EPS (€)
€10.76 €6.93 €3.19 €3.82 2022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

Raiffeisen Bank International AG trades at about 16.5× earnings — above its 10-year norm (10-year range 1.5×–11.2×, median 6.9×).

1.5× 16.5×

Shaded band = 10-year range (1.5×–11.2×); dot = today's 16.5×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022
Net margin15.0%13.0%27.0%37.7%
FCF margin93.2%-12.8%-29.0%213.2%
Return on assets0.7%0.6%1.2%1.8%
Return on equity6.5%6.1%12.8%20.6%

Computed from company filings · AT · as of 2025-12-31. Figures in EUR. Facts plus Stocktoria's own computed scores — not investment advice.