Stocktoria

RADIAN GROUP INC RDN

NYSE · stock · Surety Insurance · website · IPO 1992-10-30 · LEI

RADIAN GROUP INC statistics & valuation

Market cap$5.0B
P / E8.6×
P / S4.2×
P / B1.0×
Dividend yield2.92%
Net margin48.7%
Return on equity12.2%
Net debt$1.1B
Enterprise value USD$6.0B
Graham number +54.3%$56.24

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($56.24); a green figure means the price is below it.

Profitability & efficiency

Net margin (%)
24.90% 9.90% 47.60% 44.00% 27.40% 45.20% 62.40% 51.20% 50.10% 48.70% 2016201720182019202020212022202320242025
Gross margin (%)
2016201720182019202020212022202320242025
Operating margin (%)
2016201720182019202020212022202320242025
Return on equity (%)
10.70% 4.00% 17.40% 16.60% 9.20% 14.10% 19.00% 13.70% 13.10% 12.20% 2016201720182019202020212022202320242025
Shares outstanding
229.3M 220.4M 218.6M 210.3M 196.6M 190.3M 170.7M 160.1M 154.2M 140.8M 2016201720182019202020212022202320242025
Net debt ($)
$1.02B $946.5M $1.05B 2016201720182019202020212022202320242025
Share buybacks ($)
2016201720182019202020212022202320242025
Return on assets (%)
5.30% 2.10% 9.60% 9.90% 5.00% 7.70% 10.50% 7.90% 7.00% 7.20% 2016201720182019202020212022202320242025
Free cash flow margin (%)
2016201720182019202020212022202320242025
Debt / equity (×)
0.37× 0.34× 0.22× 2016201720182019202020212022202320242025
EPS ($)
$1.37 $0.55 $2.77 $3.20 $2.00 $3.16 $4.35 $3.77 $3.92 $4.14 2016201720182019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

RADIAN GROUP INC trades at about 8.8× earnings — above its 10-year norm (10-year range 5.1×–40.1×, median 7.9×).

5.1× 40.1×

Shaded band = 10-year range (5.1×–40.1×); dot = today's 8.8×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Net margin48.7%50.1%51.2%62.4%45.2%27.4%44.0%47.6%9.9%24.9%
Return on assets7.2%7.0%7.9%10.5%7.7%5.0%9.9%9.6%2.1%5.3%
Return on equity12.2%13.1%13.7%19.0%14.1%9.2%16.6%17.4%4.0%10.7%
Debt / equity0.22×———————0.34×0.37×

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.