Stocktoria
Chicago Atlantic Real Estate Finance, Inc. REFI
Chicago Atlantic Real Estate Finance, Inc. (REFI) earns a Piotroski F-score of 2/9 (weak financial health). It pays a dividend yielding 18.58% (safety: at-risk).
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Wall Street analyst consensus — a sentiment gauge, not our scoring.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 2/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| REFI | Chicago Atlantic Real Estate Finance, Inc. | 2/9 | — | 6.6 | — |
| WELL | WELLTOWER INC. | 3/9 | — | — | +35.6% |
| AMT | AMERICAN TOWER CORP /MA/ | 2/9 | 0.03 | — | +5.1% |
| EQIX | EQUINIX INC | 4/9 | 1.58 | 79.3 | +5.4% |
| PLD | Prologis, Inc. | 4/9 | — | 39.7 | +7.2% |
| BSTT | Blackstone Real Estate Income Trust, Inc. | 4/9 | — | — | -6.7% |
| WY | WEYERHAEUSER CO | 4/9 | 2.1 | 55.2 | -3.1% |
All Finance, Insurance & Real Estate companies →
About Chicago Atlantic Real Estate Finance, Inc.
Chicago Atlantic Real Estate Finance, Inc. operates as a commercial mortgage real estate investment trust in the United States. It engages in originating, structuring, and investing in first mortgage loans and alternative structured financings secured by commercial real estate properties. The company's loan portfolio is comprised of senior loans to state-licensed operators in the cannabis industry. It has elected to be taxed as a real estate investment trust (REIT) and would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. Chicago Atlantic Real Estate Finance, Inc. was incorporated in 2021 and is based in Miami Beach, Florida.
FAQ
Is REFI financially healthy?
Chicago Atlantic Real Estate Finance, Inc.'s Piotroski F-score is 2/9 (8–9 is excellent, 0–3 weak).
Does REFI pay a dividend, and is it safe?
Yes. Chicago Atlantic Real Estate Finance, Inc. pays a dividend yielding about 18.58% with a 121.8% payout ratio, rated “at-risk” for safety.
How profitable is REFI?
In FY2025, Chicago Atlantic Real Estate Finance, Inc. had a return on equity of 11.7%.
Is REFI overvalued or undervalued?
Chicago Atlantic Real Estate Finance, Inc. trades at about 6.2× trailing earnings — below its 10-year norm (10-year range 7.4×–8.5×, median 8.2×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for REFI?
The average Wall-Street price target for Chicago Atlantic Real Estate Finance, Inc. is $16.38, about 56.7% above the recent price, from 4 analysts (consensus: buy).
Is REFI a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on Chicago Atlantic Real Estate Finance, Inc.: a Piotroski F-score of 2/9, a P/E of about 6.6×, a dividend yield of 18.58%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.