Stocktoria
REGIONS FINANCIAL CORP RF
REGIONS FINANCIAL CORP (RF) earns a Piotroski F-score of 6/9 (mixed financial health). It pays a dividend yielding 3.56% (safety: moderate).
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Recent analyst actions
| Date | Firm | Rating |
|---|---|---|
| 2026-07-29 | JP Morgan | Neutral (main) |
| 2026-07-21 | Truist Securities | Hold (main) |
| 2026-07-21 | Cantor Fitzgerald | Overweight (main) |
| 2026-07-20 | Citigroup | Buy (main) |
| 2026-07-20 | DA Davidson | Neutral (main) |
| 2026-07-20 | Keefe, Bruyette & Woods | Market Perform (main) |
Wall Street analyst consensus — a sentiment gauge, not our scoring.
Forward estimates · earnings calendar →
Consensus analyst estimates and scheduled dates — forward-looking, may change.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 6/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| RF | REGIONS FINANCIAL CORP | 6/9 | — | 11.9 | +23.8% |
| MFG | MIZUHO FINANCIAL GROUP INC | 4/9 | — | — | +7.6% |
| JPM | JPMORGAN CHASE & CO | 2/9 | — | 15.5 | +2.8% |
| BAC | BANK OF AMERICA CORP /DE/ | 5/9 | — | 13.5 | +6.8% |
| C | CITIGROUP INC | 3/9 | — | 17 | +5.6% |
| COF | CAPITAL ONE FINANCIAL CORP | 4/9 | — | 51.2 | +36.6% |
| USB | US BANCORP DE | 6/9 | — | 12.1 | +4.4% |
All Finance, Insurance & Real Estate companies →
About REGIONS FINANCIAL CORP
Regions Financial Corporation, a financial holding company, provides various banking and related products and services to individual and corporate customers. It operates through three segments: Corporate Bank, Consumer Bank, and Wealth Management. The Corporate Bank segment offers commercial banking services, such as commercial and industrial, commercial real estate, and investor real estate lending; equipment lease financing; deposit products; capital markets activities, such as securities underwriting and placement; and loan syndication and placement, foreign exchange, derivatives, merger and acquisition, and other advisory services to corporate, middle market, and commercial real estate developers and investors. The Consumer Bank segment provides consumer banking products and services related to residential first mortgages, home equity lines and loans, consumer credit cards, and other consumer loans, as well as the corresponding deposit relationships. The Wealth Management segment offers credit related products, and retirement and savings solutions; and trust and investment management, asset management, and estate planning to individuals, businesses, governmental institutions, and non-profit entities. It also provides investment and insurance products; home improvement lending, investment advisory services, equipment financing for commercial clients, small business customers, low-income housing tax credit corporate fund syndication services, financing to CRA-qualified customers, and broker-dealer services to commercial clients, as well as other specialty financing services. The company was founded in 1971 and is headquartered in Birmingham, Alabama.
FAQ
Is RF financially healthy?
REGIONS FINANCIAL CORP's Piotroski F-score is 6/9 (8–9 is excellent, 0–3 weak).
Does RF pay a dividend, and is it safe?
Yes. REGIONS FINANCIAL CORP pays a dividend yielding about 3.56% with a 42.3% payout ratio, rated “moderate” for safety.
How profitable is RF?
In FY2025, REGIONS FINANCIAL CORP had a return on equity of 11.3%.
Is RF overvalued or undervalued?
REGIONS FINANCIAL CORP trades at about 13.7× trailing earnings — above its 10-year norm (10-year range 8.8×–19.2×, median 12.4×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for RF?
The average Wall-Street price target for REGIONS FINANCIAL CORP is $32.93, about 4.2% above the recent price, from 20 analysts (consensus: hold).
Is RF a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on REGIONS FINANCIAL CORP: a Piotroski F-score of 6/9, a P/E of about 11.9×, a dividend yield of 3.56%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.