Stocktoria

REGIONS FINANCIAL CORP RF

NYSE · stock · National Commercial Banks · website · IPO 1980-03-17 · LEI

REGIONS FINANCIAL CORP statistics & valuation

Market cap$25.7B
P / E11.9×
P / B1.3×
Dividend yield3.56%
Return on equity11.3%
Net debt$4.1B
Net debt / EBITDA30.2×
Enterprise value USD$29.8B
Earnings yield EBIT/EV0.2%
Graham number +5.1%$33.22

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($33.22); a green figure means the price is below it.

Profitability & efficiency

Gross margin (%)
2016201720182019202020212022202320242025
Operating margin (%)
44.20% 2016201720182019202020212022202320242025
Return on equity (%)
7.00% 7.80% 11.70% 9.70% 6.00% 13.80% 14.10% 11.90% 10.60% 11.30% 2016201720182019202020212022202320242025
Shares outstanding
1.26B 1.20B 1.10B 999.0M 962.0M 963.0M 942.0M 938.0M 918.0M 896.0M 2016201720182019202020212022202320242025
Net debt ($)
$2.31B $4.15B $8.89B $3.77B -$14.39B $2.41B $2.28B $2.33B $5.99B $4.13B 2016201720182019202020212022202320242025
Share buybacks ($)
2016201720182019202020212022202320242025
Return on assets (%)
0.90% 1.00% 1.40% 1.30% 0.70% 1.50% 1.40% 1.40% 1.20% 1.40% 2016201720182019202020212022202320242025
Free cash flow margin (%)
2016201720182019202020212022202320242025
Debt / equity (×)
0.47× 0.50× 0.82× 0.48× 0.20× 0.13× 0.14× 0.13× 0.33× 0.22× 2016201720182019202020212022202320242025
EPS ($)
$0.87 $1.00 $1.54 $1.50 $1.03 $2.49 $2.28 $2.11 $1.93 $2.30 2016201720182019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

REGIONS FINANCIAL CORP trades at about 13.7× earnings — above its 10-year norm (10-year range 8.8×–19.2×, median 12.4×).

8.8× 19.2×

Shaded band = 10-year range (8.8×–19.2×); dot = today's 13.7×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Operating margin————44.2%—————
Net margin————2424.0%1302.4%2002.5%2477.5%2105.0%2005.2%
Return on assets1.4%1.2%1.4%1.4%1.5%0.7%1.3%1.4%1.0%0.9%
Return on equity11.3%10.6%11.9%14.1%13.8%6.0%9.7%11.7%7.8%7.0%
Debt / equity0.22×0.33×0.13×0.14×0.13×0.20×0.48×0.82×0.50×0.47×

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.