Stocktoria
RAYMOND JAMES FINANCIAL INC RJF
RAYMOND JAMES FINANCIAL INC (RJF) earns a Piotroski F-score of 5/9 (mixed financial health). It pays a dividend yielding 0.75% (safety: no dividend). FY2025 revenue was $15.9B at a 13.4% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Recent analyst actions
| Date | Firm | Rating |
|---|---|---|
| 2026-07-30 | Argus Research | Buy (main) |
| 2026-07-27 | UBS | Neutral (main) |
| 2026-07-23 | JP Morgan | Neutral (main) |
| 2026-07-23 | TD Cowen | Hold (main) |
| 2026-07-23 | BMO Capital | Market Perform (main) |
| 2026-07-23 | Barclays | Overweight (main) |
Wall Street analyst consensus — a sentiment gauge, not our scoring.
Forward estimates · earnings calendar →
Consensus analyst estimates and scheduled dates — forward-looking, may change.
Smart money · insiders, last 12 months
Open-market insider purchases minus sells (SEC Form 4) — real buying with their own money is a bullish “smart money” signal; grants and option exercises are excluded.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 5/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| RJF | RAYMOND JAMES FINANCIAL INC | 5/9 | — | 13.7 | +6.6% |
| GLDI | CREDIT SUISSE AG | 6/9 | — | — | +30.7% |
| JEF | Jefferies Financial Group Inc. | 2/9 | — | — | +2.9% |
| SCHW | SCHWAB CHARLES CORP | 6/9 | — | 17.8 | +22% |
| BLK | BlackRock, Inc. | 3/9 | — | 28.3 | +18.7% |
| SF | STIFEL FINANCIAL CORP | 6/9 | — | 15.5 | +6.7% |
| HOOD | Robinhood Markets, Inc. | 3/9 | — | 47.2 | +51.6% |
All Finance, Insurance & Real Estate companies →
About RAYMOND JAMES FINANCIAL INC
Raymond James Financial, Inc., a diversified financial services company, provides private client group, capital markets, asset management, banking, and other services to individuals, corporations, and municipalities in the United States, Canada, and Europe. The Private Client Group segment offers financial planning, investment advisory, securities transaction, investment services, portfolio management services, insurance and annuity products, and mutual funds; support to third-party mutual fund and annuity companies, including sales and marketing support, as well as distribution and accounting, and administrative services; margin loans; securities borrowing and lending services; and custodial, trade execution, research, and other support and services. The Capital Markets segment provides investment banking services, such as equity and debt underwriting, and merger and acquisition advisory; and fixed income and equity brokerage services. This segment also offers institutional sales, securities trading, equity research, and the syndication and management of investments in low-income housing funds and funds of a similar nature. The Asset Management segment provides asset management, portfolio management, and related administrative services to retail and institutional clients; and administrative support services, such as record-keeping. The Bank segment offers various types of loans, including securities-based, corporate, commercial and industrial, commercial real estate and construction, real estate investment trust, residential mortgage, and tax-exempt loans; Federal Deposit Insurance Corporation-insured deposit accounts; retail and corporate deposit; and liquidity management products and services. The Other segment engages in the private equity investments comprising investments in third-party funds. The company offers corporate, retail banking and trust services. Raymond James Financial, Inc. was founded in 1962 and is headquartered in Saint Petersburg, Florida.
FAQ
Is RJF financially healthy?
RAYMOND JAMES FINANCIAL INC's Piotroski F-score is 5/9 (8–9 is excellent, 0–3 weak).
Does RJF pay a dividend, and is it safe?
Yes. RAYMOND JAMES FINANCIAL INC pays a dividend yielding about 0.75% with a None payout ratio, rated “no dividend” for safety.
How profitable is RJF?
In FY2025, RAYMOND JAMES FINANCIAL INC had a net margin of 13.4% and a return on equity of 17.1%.
Is RJF overvalued or undervalued?
RAYMOND JAMES FINANCIAL INC trades at about 17.6× trailing earnings — above its 10-year norm (10-year range 8.9×–16.9×, median 13.1×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for RJF?
The average Wall-Street price target for RAYMOND JAMES FINANCIAL INC is $185.92, about 2.6% above the recent price, from 12 analysts (consensus: buy).
Is RJF a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on RAYMOND JAMES FINANCIAL INC: a Piotroski F-score of 5/9, a P/E of about 13.7×, a dividend yield of 0.75%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-09-30. Facts plus Stocktoria's own computed scores — not investment advice.