Stocktoria
RLI CORP RLI
RLI CORP (RLI) earns a Piotroski F-score of 5/9 (mixed financial health). It pays a dividend yielding 4.56% (safety: moderate). FY2025 revenue was $1.9B at a 21.4% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Recent analyst actions
| Date | Firm | Rating |
|---|---|---|
| 2026-04-09 | Wells Fargo | Equal-Weight (main) |
| 2026-04-07 | Keefe, Bruyette & Woods | Outperform (main) |
| 2026-01-23 | Wells Fargo | Equal-Weight (main) |
| 2026-01-23 | Citizens | Market Perform (reit) |
| 2026-01-23 | Jefferies | Hold (up) |
| 2026-01-15 | Wells Fargo | Equal-Weight (init) |
Wall Street analyst consensus — a sentiment gauge, not our scoring.
Smart money · insiders, last 12 months
Open-market insider purchases minus sells (SEC Form 4) — real buying with their own money is a bullish “smart money” signal; grants and option exercises are excluded.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 5/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| RLI | RLI CORP | 5/9 | — | 13.1 | +6.3% |
| KNSL | Kinsale Capital Group, Inc. | 5/9 | — | 15 | +18% |
| HMN | HORACE MANN EDUCATORS CORP /DE/ | 5/9 | — | 12.9 | +6.7% |
| UVE | UNIVERSAL INSURANCE HOLDINGS, INC. | 7/9 | — | 5.8 | +5.5% |
| ROOT | Root, Inc. | 6/9 | — | 21.9 | +29% |
| SKWD | Skyward Specialty Insurance Group, Inc. | 4/9 | — | 14.1 | +23.2% |
| UFCS | UNITED FIRE GROUP INC | 5/9 | — | 11.2 | +10.6% |
All Finance, Insurance & Real Estate companies →
About RLI CORP
RLI Corp., an insurance holding company, provides property, casualty, and surety insurance products. Its Casualty segment provides commercial excess, personal umbrella, general liability, transportation, and management liability coverages; professional liability and workers' compensation for office-based professional coverages; commercial automobile liability and physical damage insurance to local, intermediate and long haul truckers, public transportation entities, and other specialty commercial automobile risks; incidental related insurance coverages; inland marine coverages; directors and officers liability insurance, fiduciary liability and coverages, employment practice liability, public and private businesses risk, and home business insurance products. This segment also offers coverages for security guards and environmental liability for underground storage tanks, contractors and asbestos, and environmental remediation specialists; and professional liability coverages for errors and omission coverage for small to medium-sized design, technical, computer, and miscellaneous professionals. The company's Property segment offers commercial property insurance, such as fire, wind, difference in conditions, earthquake, flood, and collapse coverages; insurance for office buildings, apartments, condominiums, and industrial and mercantile structures; and cargo, hull, protection and indemnity, marine liability, inland marine, homeowners' and dwelling fire, and other property insurance products. Its Surety segment provides commercial surety bonds for medium and large-sized businesses; small bonds for businesses and individuals; and bonds for small to medium-sized contractors. The company offers reinsurance coverages. It markets its products through branch offices, wholesale and retail brokers, carrier partners, and underwriting and independent agents. RLI Corp. was incorporated in 1965 and is headquartered in Peoria, Illinois.
FAQ
Is RLI financially healthy?
RLI CORP's Piotroski F-score is 5/9 (8–9 is excellent, 0–3 weak).
Does RLI pay a dividend, and is it safe?
Yes. RLI CORP pays a dividend yielding about 4.56% with a 59.9% payout ratio, rated “moderate” for safety.
How profitable is RLI?
In FY2025, RLI CORP had a net margin of 21.4% and a return on equity of 22.7%.
Is RLI overvalued or undervalued?
RLI CORP trades at about 14.4× trailing earnings — below its 10-year norm (10-year range 10.4×–46.2×, median 22.0×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for RLI?
The average Wall-Street price target for RLI CORP is $57.75, about 8.2% below the recent price, from 4 analysts.
Is RLI a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on RLI CORP: a Piotroski F-score of 5/9, a P/E of about 13.1×, a dividend yield of 4.56%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.