Stocktoria
Richmond Mutual Bancorporation, Inc. RMBI
Richmond Mutual Bancorporation, Inc. (RMBI) earns a Piotroski F-score of 5/9 (mixed financial health). It pays a dividend yielding 3.43% (safety: moderate).
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 5/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| RMBI | Richmond Mutual Bancorporation, Inc. | 5/9 | — | 14.7 | — |
| STT | STATE STREET CORP | 6/9 | — | 15.8 | +7.3% |
| FCNCA | FIRST CITIZENS BANCSHARES INC /DE/ | 5/9 | — | 10.8 | -2.2% |
| CFG | CITIZENS FINANCIAL GROUP INC/RI | 7/9 | — | 16.3 | +5.6% |
| NTRS | NORTHERN TRUST CORP | 4/9 | — | 18.5 | -2.5% |
| ALLY | Ally Financial Inc. | 5/9 | — | 17 | -3.3% |
| MTB | M&T BANK CORP | 7/9 | — | 12.2 | +7.5% |
All Finance, Insurance & Real Estate companies →
About Richmond Mutual Bancorporation, Inc.
Richmond Mutual Bancorporation, Inc. operates as the bank holding company for First Bank Richmond that provides various banking services. The company accepts various deposits, including savings deposit accounts, money market accounts, NOW and demand accounts, and certificates of deposit. It also offers a range of lending products, such as multi-family and commercial real estate loans, commercial and industrial loans, construction and development loans, and residential real estate loans, including home equity loans, lines of credits, and consumer loans. In addition, the company engages in the lease financing business; and provision of fee-based financial services comprising trust and estate administration, investment management, retirement plan administration, and private banking services. Richmond Mutual Bancorporation, Inc. was founded in 1887 and is headquartered in Richmond, Indiana.
FAQ
Is RMBI financially healthy?
Richmond Mutual Bancorporation, Inc.'s Piotroski F-score is 5/9 (8–9 is excellent, 0–3 weak).
Does RMBI pay a dividend, and is it safe?
Yes. Richmond Mutual Bancorporation, Inc. pays a dividend yielding about 3.43% with a 50.4% payout ratio, rated “moderate” for safety.
How profitable is RMBI?
In FY2025, Richmond Mutual Bancorporation, Inc. had a return on equity of 7.9%.
Is RMBI overvalued or undervalued?
Richmond Mutual Bancorporation, Inc. trades at about 13.7× trailing earnings — below its 10-year norm (10-year range 11.1×–16.8×, median 15.4×). Stocktoria reports the data, not buy/sell advice.
Is RMBI a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on Richmond Mutual Bancorporation, Inc.: a Piotroski F-score of 5/9, a P/E of about 14.7×, a dividend yield of 3.43%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.