Stocktoria
Richmond Mutual Bancorporation, Inc. RMBI
Nasdaq · XNAS · stock · State Commercial Banks · website · IPO 2019-07-02
Chart by TradingView
4/9
Piotroski F — financial health
—
Altman Z″ — distress risk
50.4%
Dividend payout · moderate
Dividends
Dividend payout50.4%
Paid from FCF39.9%
Safetymoderate
| FY | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Total dividends paid | $5.8M | $5.7M | $5.9M | $4.4M | $9.3M | $1.8M |
Financials & ratios (annual, from 10-K)
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Financials | |||||
| Net income | $11.6M | $9.4M | $9.5M | $13.0M | $11.1M |
| Operating cash flow | $16.0M | $14.8M | $12.1M | $18.2M | -$9.6M |
| Free cash flow | $14.6M | $14.3M | $11.5M | $17.8M | -$10.2M |
| Total assets | $1.5B | $1.5B | $1.5B | $1.3B | $1.3B |
| Total liabilities | $1.4B | $1.4B | $1.3B | $1.2B | $1.1B |
| Shareholders' equity | $145.8M | $132.9M | $134.9M | $132.4M | $179.9M |
| Ratios | |||||
| Return on assets | 0.8% | 0.6% | 0.6% | 1.0% | 0.9% |
| Return on equity | 7.9% | 7.1% | 7.0% | 9.8% | 6.2% |
Notable holders (13F)
| Investor | Shares | Value |
|---|---|---|
| RENAISSANCE TECHNOLOGIES LLC | 38,342 | $520,301 |
Why these scores methodology →
Piotroski F-score: 4/9
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″: n/a
Not applicable (financials/insurer or missing inputs).
Sector peers
IX · MUFG · MFG · NMR · UNH · CI · all Finance, Insurance & Real Estate →
Source: SEC EDGAR filings · CIK 0001767837 · as of 2025-12-31. Figures are facts from filings plus Stocktoria's own computed scores — not investment advice.