Stocktoria
Root, Inc. ROOT
Root, Inc. (ROOT) earns a Piotroski F-score of 6/9 (mixed financial health). It does not currently pay a dividend. FY2025 revenue was $1.5B at a 2.7% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Wall Street analyst consensus — a sentiment gauge, not our scoring.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 6/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| ROOT | Root, Inc. | 6/9 | — | 21.9 | +29% |
| UVE | UNIVERSAL INSURANCE HOLDINGS, INC. | 7/9 | — | 5.8 | +5.5% |
| SKWD | Skyward Specialty Insurance Group, Inc. | 4/9 | — | 14.1 | +23.2% |
| UFCS | UNITED FIRE GROUP INC | 5/9 | — | 11.2 | +10.6% |
| HMN | HORACE MANN EDUCATORS CORP /DE/ | 5/9 | — | 12.9 | +6.7% |
| SAFT | SAFETY INSURANCE GROUP INC | 5/9 | — | 11.1 | +12.8% |
| KNSL | Kinsale Capital Group, Inc. | 5/9 | — | 15 | +18% |
All Finance, Insurance & Real Estate companies →
About Root, Inc.
Root, Inc. provides insurance products and services in the United States. The company offers automobile and renters insurance products primarily through websites, mobile applications, and partnership channels. Root, Inc. was incorporated in 2015 and is headquartered in Columbus, Ohio.
FAQ
Is ROOT financially healthy?
Root, Inc.'s Piotroski F-score is 6/9 (8–9 is excellent, 0–3 weak).
Does ROOT pay a dividend?
No, Root, Inc. does not currently pay a dividend.
How profitable is ROOT?
In FY2025, Root, Inc. had a net margin of 2.7% and a return on equity of 14.2%.
What is ROOT's P/E ratio?
Root, Inc.'s trailing price-to-earnings (P/E) ratio is about 21.9×, based on its latest annual earnings.
What is the analyst price target for ROOT?
The average Wall-Street price target for Root, Inc. is $66.80, about 38.4% above the recent price, from 5 analysts (consensus: buy).
Is ROOT a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on Root, Inc.: a Piotroski F-score of 6/9, a P/E of about 21.9×. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.