Stocktoria
Root, Inc. ROOT
Nasdaq · stock · Fire, Marine & Casualty Insurance · website · IPO 2020-10-28
Root, Inc. financials (annual)
Bars are annual figures from 2019 to 2025; red bars are negative (a loss or cash outflow).
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 |
|---|---|---|---|---|---|---|---|
| Revenue | $1.5B | $1.2B | $455.0M | $310.8M | $345.4M | $346.8M | $290.2M |
| Operating income | $61.8M | $78.5M | -$101.3M | -$263.1M | -$485.2M | -$285.3M | -$260.1M |
| Interest expense | — | — | $46.1M | $34.6M | $20.0M | $77.7M | $22.3M |
| Income tax | $500,000 | $0 | $0 | $0 | $0 | $0 | $0 |
| Net income | $40.3M | $30.9M | -$147.4M | -$297.7M | -$521.1M | -$363.0M | -$282.4M |
| EPS (diluted) | $2.36 | $1.83 | $-10.24 | $-21.11 | $-37.76 | $-86.43 | $-8.33 |
| Operating cash flow | $206.5M | $195.7M | -$33.6M | -$210.6M | -$403.4M | -$287.2M | -$127.2M |
| Free cash flow | $206.5M | $195.3M | -$33.8M | -$210.6M | -$408.0M | -$289.0M | -$133.8M |
| Cash & equivalents | $669.3M | $599.3M | $678.7M | $762.1M | $706.0M | $1.1B | $391.7M |
| Total assets | $1.7B | $1.5B | $1.3B | $1.3B | $1.3B | $1.8B | $728.6M |
| Total liabilities | $1.3B | $1.2B | $1.1B | $923.8M | $670.9M | $729.9M | $542.2M |
| Shareholders' equity | $284.3M | $203.7M | $165.7M | $277.1M | $536.4M | $1.0B | -$374.0M |
Growth · year-over-year · Revenue CAGR 31.7%
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 |
|---|---|---|---|---|---|---|---|
| Revenue growth | +29.0% | +158.6% | +46.4% | -10.0% | -0.4% | +19.5% | — |
| Net income growth | +30.4% | — | — | — | — | — | — |
| EPS growth | +29.0% | — | — | — | — | — | — |
| Free cash flow growth | +5.7% | — | — | — | — | — | — |
Each column is the change versus the prior fiscal year. Growth off a negative or zero base is shown as “—”. CAGR is the compound annual revenue growth across the years shown.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.