Stocktoria

Root, Inc. ROOT

Nasdaq · stock · Fire, Marine & Casualty Insurance · website · IPO 2020-10-28

Root, Inc. statistics & valuation

Market cap$881.4M
P / E21.9×
P / S0.6×
P / B3.1×
P / FCF4.3×
Net margin2.7%
Return on equity14.2%
FCF margin13.6%
Net cash$469.0M
Net debt / EBITDA-6.4×
Enterprise value USD$412.4M
EV / EBITDA5.6×
Earnings yield EBIT/EV15%
Graham number -38.4%$29.71

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($29.71); a green figure means the price is below it.

Profitability & efficiency

Net margin (%)
-97.30% -104.70% -150.90% -95.80% -32.40% 2.60% 2.70% 2019202020212022202320242025
Gross margin (%)
2019202020212022202320242025
Operating margin (%)
-89.60% -82.30% -140.50% -84.70% -22.30% 6.70% 4.10% 2019202020212022202320242025
Return on equity (%)
-35.20% -97.10% -107.40% -89.00% 15.20% 14.20% 2019202020212022202320242025
Shares outstanding
44.4M 4.2M 13.8M 14.1M 14.4M 16.9M 17.1M 2019202020212022202320242025
Net debt ($)
-$199.5M -$924.6M -$706.0M -$466.7M -$379.7M -$399.2M -$469.0M 2019202020212022202320242025
Share buybacks ($)
2019202020212022202320242025
Return on assets (%)
-38.80% -20.60% -39.50% -22.70% -10.90% 2.10% 2.40% 2019202020212022202320242025
Free cash flow margin (%)
-46.10% -83.30% -118.10% -67.80% -7.40% 16.60% 13.60% 2019202020212022202320242025
Debt / equity (×)
0.18× 0.00× 1.07× 1.80× 0.98× 0.70× 2019202020212022202320242025
EPS ($)
-$8.33 -$86.43 -$37.76 -$21.11 -$10.24 $1.83 $2.36 2019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019
Operating margin4.1%6.7%-22.3%-84.7%-140.5%-82.3%-89.6%
Net margin2.7%2.6%-32.4%-95.8%-150.9%-104.7%-97.3%
FCF margin13.6%16.6%-7.4%-67.8%-118.1%-83.3%-46.1%
Return on assets2.4%2.1%-10.9%-22.7%-39.5%-20.6%-38.8%
Return on equity14.2%15.2%-89.0%-107.4%-97.1%-35.2%75.5%
Debt / equity0.70×0.98×1.80×1.07×0.00×0.18×-0.51×

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.