Stocktoria
Repay Holdings Corp RPAY
Nasdaq · XNAS · stock · Services-Business Services, NEC · website · IPO 2018-07-17
Chart by TradingView
5/9
Piotroski F — financial health
-2.56
Altman Z″ — distress risk · distress
—
Dividend payout · no dividend
Financials & ratios (annual, from 10-K)
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Financials | |||||
| Revenue | $309.3M | $313.0M | $296.6M | $279.2M | $219.3M |
| Gross profit | $232.0M | $241.4M | $226.9M | $214.4M | $163.8M |
| Operating income | -$254.7M | -$7.8M | -$111.4M | -$47.2M | -$54.0M |
| Net income | -$256.7M | -$10.2M | -$110.5M | $12.8M | -$50.1M |
| Operating cash flow | $91.1M | $150.1M | $103.6M | $74.2M | $53.3M |
| Free cash flow | $90.8M | $149.1M | $102.9M | $71.0M | $50.5M |
| Total assets | $1.2B | $1.6B | $1.5B | $1.6B | $1.7B |
| Total liabilities | $718.0M | $798.7M | $689.0M | $698.5M | $772.8M |
| Shareholders' equity | $484.4M | $773.2M | $830.8M | $928.3M | $913.0M |
| Ratios | |||||
| Gross margin | 75.0% | 77.1% | 76.5% | 76.8% | 74.7% |
| Operating margin | -82.4% | -2.5% | -37.6% | -16.9% | -24.6% |
| Net margin | -83.0% | -3.2% | -37.2% | 4.6% | -22.8% |
| FCF margin | 29.4% | 47.6% | 34.7% | 25.4% | 23.0% |
| Return on assets | -21.4% | -0.6% | -7.3% | 0.8% | -3.0% |
| Return on equity | -53.0% | -1.3% | -13.3% | 1.4% | -5.5% |
| Debt / equity | 0.58× | 0.64× | 0.52× | 0.49× | 0.49× |
| Current ratio | 0.82 | 2.69 | 3.14 | 1.42 | 1.04 |
| Revenue growth | -1.2% | 5.5% | 6.2% | 27.4% | 41.4% |
Why these scores methodology →
Piotroski F-score: 5/9
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″: -2.56 (distress)
- Working capital / assets -0.037
- Retained earnings / assets -0.492
- EBIT / assets -0.212
- Equity / liabilities 0.675
Sector peers
GOOG · MSFT · META · BABA · DIS · HCA · all Services →
Source: SEC EDGAR filings · CIK 0001720592 · as of 2025-12-31. Figures are facts from filings plus Stocktoria's own computed scores — not investment advice.