Stocktoria
River Financial Corp RVRF
River Financial Corp (RVRF) earns a Piotroski F-score of 4/9 (mixed financial health). It pays a dividend yielding 1.12% (safety: safe).
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
How it ranks in Finance, Insurance & Real Estate · percentile among 1152 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 4/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| RVRF | River Financial Corp | 4/9 | — | 8.9 | — |
| STT | STATE STREET CORP | 6/9 | — | 15.8 | +7.3% |
| FCNCA | FIRST CITIZENS BANCSHARES INC /DE/ | 5/9 | — | 10.8 | -2.2% |
| CFG | CITIZENS FINANCIAL GROUP INC/RI | 7/9 | — | 16.3 | +5.6% |
| NTRS | NORTHERN TRUST CORP | 4/9 | — | 18.5 | -2.5% |
| ALLY | Ally Financial Inc. | 5/9 | — | 17 | -3.3% |
| MTB | M&T BANK CORP | 7/9 | — | 12.2 | +7.5% |
All Finance, Insurance & Real Estate companies →
About River Financial Corp
River Financial Corporation operates as the bank holding company for River Bank & Trust that provides commercial and consumer banking services to small to medium-sized businesses, organizations, entrepreneurs, and individuals in Alabama and the Florida Panhandle. The company accepts demand, time, savings, and other deposits, including negotiable orders of withdrawal accounts, and amortization and prepayments of loans and investment; and interest-bearing transaction accounts, money market accounts, and certificates of deposit. It also offers commercial real estate term loans, residential mortgage loans, and construction and land development loans; home equity lines of credit; commercial and industrial loans; loan approval; and consumer loans that consist of loans to purchase automobiles and other consumer durable goods. In addition, the company provides investment brokerage; commercial and retail online banking, automated bill payment, mobile banking, and remote deposit capture services; and loans and investment amortization and prepayment services. River Financial Corporation was founded in 2006 and is headquartered in Prattville, Alabama.
FAQ
Is RVRF financially healthy?
River Financial Corp's Piotroski F-score is 4/9 (8–9 is excellent, 0–3 weak).
Does RVRF pay a dividend, and is it safe?
Yes. River Financial Corp pays a dividend yielding about 1.12% with a 10.0% payout ratio, rated “safe” for safety.
How profitable is RVRF?
In FY2025, River Financial Corp had a return on equity of 14.3%.
Is RVRF overvalued or undervalued?
River Financial Corp trades at about 8.7× trailing earnings — near its 10-year norm (10-year range 7.4×–18.8×, median 8.1×). Stocktoria reports the data, not buy/sell advice.
Is RVRF a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on River Financial Corp: a Piotroski F-score of 4/9, a P/E of about 8.9×, a dividend yield of 1.12%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.