Stocktoria
RYAN SPECIALTY HOLDINGS, INC. RYAN
RYAN SPECIALTY HOLDINGS, INC. (RYAN) earns a Piotroski F-score of 5/9 (mixed financial health), with an Altman Z″ in the distress zone. It pays a dividend yielding 0.61% (safety: at-risk). FY2025 revenue was $3.1B at a 2.1% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Recent analyst actions
| Date | Firm | Rating |
|---|---|---|
| 2026-08-03 | UBS | Buy (main) |
| 2026-08-03 | Citigroup | Buy (main) |
| 2026-08-03 | JP Morgan | Underweight (main) |
| 2026-08-03 | Wells Fargo | Equal-Weight (main) |
| 2026-08-03 | Cantor Fitzgerald | Neutral (main) |
| 2026-07-31 | RBC Capital | Outperform (main) |
Wall Street analyst consensus — a sentiment gauge, not our scoring.
Forward estimates · earnings calendar →
Consensus analyst estimates and scheduled dates — forward-looking, may change.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 5/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″ components · distress zone
| Component | Value |
|---|---|
| Working capital / assets | -0.012 |
| Retained earnings / assets | 0.011 |
| EBIT / assets | 0.047 |
| Equity / liabilities | 0.135 |
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| RYAN | RYAN SPECIALTY HOLDINGS, INC. | 5/9 | 0.41 | 161.7 | +21.3% |
| CCG | Cheche Group Inc. | 3/9 | -3.5 | — | -13.3% |
| ERIE | ERIE INDEMNITY CO | 3/9 | 7.53 | 19.9 | +7.2% |
| YB | Yuanbao Inc. | 4/9 | — | — | +33.1% |
| SLQT | SelectQuote, Inc. | 4/9 | 1.01 | 3.1 | +15.5% |
| BWIN | Baldwin Insurance Group, Inc. | 2/9 | 0.61 | — | +8.3% |
| HGTY | Hagerty, Inc. | 1/9 | — | — | +17.3% |
All Finance, Insurance & Real Estate companies →
About RYAN SPECIALTY HOLDINGS, INC.
Ryan Specialty Holdings, Inc. operates as a service provider of specialty products and solutions for insurance brokers, agents, and carriers in the United States, Canada, the United Kingdom, rest of Europe, India, Singapore, and internationally. The company offers distribution, underwriting, product development, administration, and risk management services by acting as a wholesale broker and a managing underwriter or a program administrator with delegated authority from insurance carriers. It serves commercial, industrial, institutional, individual, and government sectors. The company was founded in 2010 and is headquartered in Chicago, Illinois.
FAQ
Is RYAN financially healthy?
RYAN SPECIALTY HOLDINGS, INC.'s Piotroski F-score is 5/9 (8–9 is excellent, 0–3 weak), and its Altman Z″ distress score is in the distress zone.
Does RYAN pay a dividend, and is it safe?
Yes. RYAN SPECIALTY HOLDINGS, INC. pays a dividend yielding about 0.61% with a 98.3% payout ratio, rated “at-risk” for safety.
How profitable is RYAN?
In FY2025, RYAN SPECIALTY HOLDINGS, INC. had a net margin of 2.1% and a return on equity of 5.1%.
What is RYAN's P/E ratio?
RYAN SPECIALTY HOLDINGS, INC.'s trailing price-to-earnings (P/E) ratio is about 161.7×, based on its latest annual earnings.
What is the analyst price target for RYAN?
The average Wall-Street price target for RYAN SPECIALTY HOLDINGS, INC. is $50.34, about 17.4% above the recent price, from 16 analysts (consensus: buy).
Is RYAN a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on RYAN SPECIALTY HOLDINGS, INC.: a Piotroski F-score of 5/9, an Altman Z″ in the distress zone, a P/E of about 161.7×, a dividend yield of 0.61%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.