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Banco de Sabadell, S.A. SAB.MC

ES · Bolsa de Madrid · XMAD · stock · Financial Services · website

Banco de Sabadell, S.A. statistics & valuation

Market cap€17.1B
P / E9.6×
P / S3.5×
P / B1.2×
P / FCF16.0×
Net margin36.4%
FCF margin21.9%
Net debt€9.6B
Enterprise value USD$30.8B
Graham number +28.5%€4.61

Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value (€4.61); a green figure means the price is below it.

Profitability & efficiency

Net margin (%)
16.20% 21.20% 35.50% 36.40% 2022202320242025
Gross margin (%)
2022202320242025
Operating margin (%)
2022202320242025
Return on equity (%)
6.80% 9.60% 12.20% 12.60% 2022202320242025
Shares outstanding
4.75B 4.75B 4.75B 4.75B 2022202320242025
Net debt (€)
-€17.56B -€848.2M €12.93B €9.60B 2022202320242025
Share buybacks (€)
€86.5M €276.2M €113.8M €1.04B 2022202320242025
Return on assets (%)
0.40% 0.60% 0.80% 0.70% 2022202320242025
Free cash flow margin (%)
-129.00% -176.00% -225.90% 21.90% 2022202320242025
Debt / equity (×)
1.90× 2.17× 2.16× 1.60× 2022202320242025
EPS (€)
€0.14 €0.23 €0.32 €0.32 2022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

Banco de Sabadell, S.A. trades at about 11.2× earnings — above its 10-year norm (10-year range 5.2×–10.3×, median 8.6×).

5.2× 11.2×

Shaded band = 10-year range (5.2×–10.3×); dot = today's 11.2×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022
Net margin36.4%35.5%21.2%16.2%
FCF margin21.9%-225.9%-176.0%-129.0%
Return on assets0.7%0.8%0.6%0.4%
Return on equity12.6%12.2%9.6%6.8%

Computed from company filings · ES · as of 2025-12-31. Figures in EUR. Facts plus Stocktoria's own computed scores — not investment advice.