SAFETY INSURANCE GROUP INC SAFT
SAFETY INSURANCE GROUP INC (SAFT) earns a Piotroski F-score of 5/9 (mixed financial health). It pays a dividend yielding 4.88% (safety: moderate). FY2025 revenue was $1.3B at a 7.9% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Smart money · insiders, last 12 months
Open-market insider purchases minus sells (SEC Form 4) — real buying with their own money is a bullish “smart money” signal; grants and option exercises are excluded.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 5/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| SAFT | SAFETY INSURANCE GROUP INC | 5/9 | — | 11.1 | +12.8% |
| SLDE | Slide Insurance Holdings, Inc. | 5/9 | — | 4.9 | +36.5% |
| UFCS | UNITED FIRE GROUP INC | 5/9 | — | 11.2 | +10.6% |
| SKWD | Skyward Specialty Insurance Group, Inc. | 4/9 | — | 14.1 | +23.2% |
| PRA | PROASSURANCE CORP | 1/9 | — | 25.3 | -4.6% |
| ROOT | Root, Inc. | 6/9 | — | 21.9 | +29% |
| DGICA | DONEGAL GROUP INC | 3/9 | — | 9.2 | -1.2% |
All Finance, Insurance & Real Estate companies →
About SAFETY INSURANCE GROUP INC
Safety Insurance Group, Inc. provides private passenger and commercial automobile, and homeowner insurance in Massachusetts, the United States. The company offers private passenger automobile policies that provide coverage for bodily injury and property damage to others, no-fault personal injury coverage for the insured/insured's car occupants, and physical damage coverage for an insured's own vehicle for collision or other perils. It also provides commercial automobile policies that offer insurance for commercial vehicles used for business purposes, including private passenger-type vehicles, trucks, tractors and trailers, and insure individual vehicles, as well as commercial fleets; and homeowners policies, which provide coverage for homes, condominiums, and apartments for losses to a dwelling and its contents from various perils, and coverage for liability to others arising from ownership or occupancy. In addition, the company offers business owners policies that cover apartments and residential condominiums, restaurants, office condominiums, processing and services businesses, special trade contractors, and wholesalers. Further, it provides personal umbrella policies, which provide personal excess liability coverage over and above the limits of individual automobile, watercraft, and homeowner's insurance policies; dwelling fire insurance for non-owner occupied residences; and commercial umbrella, which offers an excess liability product to clients. Additionally, the company offers inland marine coverage for homeowners and business owner policies; and watercraft coverage for small and medium sized pleasure crafts. It distributes its products through independent agents. The company was formerly known as Safety Holdings Inc and changed its name to Safety Insurance Group, Inc. in April 2002. Safety Insurance Group, Inc. was founded in 1979 and is headquartered in Boston, Massachusetts.
FAQ
Is SAFT financially healthy?
SAFETY INSURANCE GROUP INC's Piotroski F-score is 5/9 (8–9 is excellent, 0–3 weak).
Does SAFT pay a dividend, and is it safe?
Yes. SAFETY INSURANCE GROUP INC pays a dividend yielding about 4.88% with a 54.3% payout ratio, rated “moderate” for safety.
How profitable is SAFT?
In FY2025, SAFETY INSURANCE GROUP INC had a net margin of 7.9% and a return on equity of 11.1%.
Is SAFT overvalued or undervalued?
SAFETY INSURANCE GROUP INC trades at about 15.5× trailing earnings — near its 10-year norm (10-year range 8.0×–65.1×, median 16.5×). Stocktoria reports the data, not buy/sell advice.
Is SAFT a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on SAFETY INSURANCE GROUP INC: a Piotroski F-score of 5/9, a P/E of about 11.1×, a dividend yield of 4.88%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.