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SAIA INC SAIA
SAIA INC (SAIA) earns a Piotroski F-score of 6/9 (mixed financial health), with an Altman Z″ in the safe zone. It does not currently pay a dividend. FY2025 revenue was $3.2B at a 7.9% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Recent analyst actions
| Date | Firm | Rating |
|---|---|---|
| 2026-08-04 | Citigroup | Buy (main) |
| 2026-07-31 | UBS | Buy (main) |
| 2026-07-31 | JP Morgan | Overweight (main) |
| 2026-07-31 | Morgan Stanley | Underweight (main) |
| 2026-07-31 | TD Cowen | Hold (main) |
| 2026-07-31 | Stephens & Co. | Overweight (main) |
Wall Street analyst consensus — a sentiment gauge, not our scoring.
Forward estimates · earnings calendar →
Consensus analyst estimates and scheduled dates — forward-looking, may change.
Smart money · insiders, last 12 months
Open-market insider purchases minus sells (SEC Form 4) — real buying with their own money is a bullish “smart money” signal; grants and option exercises are excluded.
How it ranks in Transportation & Utilities · percentile among 348 companies
Percentile vs other Transportation & Utilities companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 6/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″ components · safe zone
| Component | Value |
|---|---|
| Working capital / assets | 0.049 |
| Retained earnings / assets | 0.654 |
| EBIT / assets | 0.101 |
| Equity / liabilities | 2.848 |
Sector peers · similar-size Transportation & Utilities companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| SAIA | SAIA INC | 6/9 | 6.12 | 45 | +0.8% |
| WERN | WERNER ENTERPRISES INC | 5/9 | 3.81 | — | -1.8% |
| ARCB | ARCBEST CORP /DE/ | 5/9 | 3.31 | 54.2 | -4% |
| LSTR | LANDSTAR SYSTEM INC | 5/9 | 9.39 | 61.7 | -1.6% |
| ULH | UNIVERSAL LOGISTICS HOLDINGS, INC. | 3/9 | 1.4 | — | -15.6% |
| CVLG | COVENANT LOGISTICS GROUP, INC. | 5/9 | 1.69 | 156.5 | +103.5% |
| ODFL | OLD DOMINION FREIGHT LINE, INC. | 5/9 | 8.25 | 44.4 | -5.5% |
All Transportation & Utilities companies →
About SAIA INC
Saia, Inc., together with its subsidiaries, operates as a transportation company in North America. The company provides less-than-truckload services for shipments between 100 and 10,000 pounds. It also offers other value-added services, including brokered truckload, expedited transportation, and other logistics services. As of December 31, 2025, it operated 213 owned and leased terminals; and owned approximately 7,700 tractors and 26,500 trailers. The company was formerly known as SCS Transportation, Inc. and changed its name to Saia, Inc. in July 2002. Saia, Inc. was founded in 1924 and is headquartered in Johns Creek, Georgia.
FAQ
Is SAIA financially healthy?
SAIA INC's Piotroski F-score is 6/9 (8–9 is excellent, 0–3 weak), and its Altman Z″ distress score is in the safe zone.
Does SAIA pay a dividend?
No, SAIA INC does not currently pay a dividend.
How profitable is SAIA?
In FY2025, SAIA INC had a net margin of 7.9% and a return on equity of 9.9%.
Is SAIA overvalued or undervalued?
SAIA INC trades at about 38.3× trailing earnings — above its 10-year norm (10-year range 15.0×–35.5×, median 30.0×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for SAIA?
The average Wall-Street price target for SAIA INC is $435.43, about 19.4% above the recent price, from 21 analysts (consensus: buy).
Is SAIA a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on SAIA INC: a Piotroski F-score of 6/9, an Altman Z″ in the safe zone, a P/E of about 45.0×. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.