Stocktoria
SARATOGA INVESTMENT CORP. (SAJ) earns a Piotroski F-score of 3/9 (weak financial health). It pays a dividend yielding 14.44% (safety: at-risk).
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Piotroski F breakdown · 3/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
FAQ
Is SAJ financially healthy?
SARATOGA INVESTMENT CORP.'s Piotroski F-score is 3/9 (8–9 is excellent, 0–3 weak).
Does SAJ pay a dividend, and is it safe?
Yes. SARATOGA INVESTMENT CORP. pays a dividend yielding about 14.44% with a 143.0% payout ratio, rated “at-risk” for safety.
How profitable is SAJ?
In FY2026, SARATOGA INVESTMENT CORP. had a return on equity of 9.2%.
Is SAJ overvalued or undervalued?
SARATOGA INVESTMENT CORP. trades at about 11.1× trailing earnings — below its 10-year norm (10-year range 11.0×–35.4×, median 12.6×). Stocktoria reports the data, not buy/sell advice.
Is SAJ a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on SARATOGA INVESTMENT CORP.: a Piotroski F-score of 3/9, a P/E of about 9.9×, a dividend yield of 14.44%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2026-02-28. Facts plus Stocktoria's own computed scores — not investment advice.