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Banco Santander, S.A. SAN.MC
ES · Bolsa de Madrid · XMAD · stock · Financial Services · website
Banco Santander, S.A. financials (annual)
Bars are annual figures from 2022 to 2025; red bars are negative (a loss or cash outflow).
| Metric | FY2025 | FY2024 | FY2023 | FY2022 |
|---|---|---|---|---|
| Revenue | €60.0B | €60.3B | €56.7B | €54.2B |
| SG&A expense | €21.5B | €21.9B | €22.1B | €20.4B |
| Interest expense | €59.4B | €65.2B | €61.1B | €32.8B |
| Income tax | €4.7B | €4.8B | €3.9B | €4.5B |
| Net income | €14.1B | €12.6B | €11.1B | €9.6B |
| EPS (diluted) | €0.90 | €0.77 | €0.65 | €0.54 |
| Operating cash flow | -€14.8B | -€24.2B | €5.0B | €27.7B |
| Free cash flow | -€22.5B | -€34.8B | -€8.6B | €16.9B |
| Cash & equivalents | €179.3B | €217.9B | €246.9B | €259.0B |
| Goodwill | €12.0B | €13.4B | €14.0B | €13.7B |
| Total assets | €1.87T | €1.84T | €1.80T | €1.73T |
| Total debt | €326.2B | €327.7B | €311.0B | €283.0B |
| Total liabilities | €1.75T | €1.73T | €1.69T | €1.64T |
| Shareholders' equity | €103.2B | €98.6B | €95.4B | €89.1B |
| Share buybacks | €4.1B | €4.8B | €3.1B | €2.0B |
Growth · year-over-year · Revenue CAGR 3.4%
| Metric | FY2025 | FY2024 | FY2023 | FY2022 |
|---|---|---|---|---|
| Revenue growth | -0.5% | +6.4% | +4.6% | — |
| Net income growth | +12.1% | +13.5% | +15.3% | — |
| EPS growth | +17.2% | +18.0% | +21.2% | — |
| Free cash flow growth | — | — | -151.2% | — |
Each column is the change versus the prior fiscal year. Growth off a negative or zero base is shown as “—”. CAGR is the compound annual revenue growth across the years shown.
Computed from company filings · ES · as of 2025-12-31. Figures in EUR. Facts plus Stocktoria's own computed scores — not investment advice.