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Banco Santander, S.A. SAN.MC
ES · Bolsa de Madrid · XMAD · stock · Financial Services · website
Banco Santander, S.A. financials (annual, from 10-K)
Bars are annual figures from 2022 to 2025; red bars are negative (a loss or cash outflow).
| Metric | FY2025 | FY2024 | FY2023 | FY2022 |
|---|---|---|---|---|
| Revenue | $60.0B | $60.3B | $56.7B | $54.2B |
| SG&A expense | $21.5B | $21.9B | $22.1B | $20.4B |
| Interest expense | $59.4B | $65.2B | $61.1B | $32.8B |
| Income tax | $4.7B | $4.8B | $3.9B | $4.5B |
| Net income | $14.1B | $12.6B | $11.1B | $9.6B |
| EPS (diluted) | $0.90 | $0.77 | $0.65 | $0.54 |
| Operating cash flow | -$14.8B | -$24.2B | $5.0B | $27.7B |
| Free cash flow | -$22.5B | -$34.8B | -$8.6B | $16.9B |
| Cash & equivalents | $179.3B | $217.9B | $246.9B | $259.0B |
| Total assets | $1.87T | $1.84T | $1.80T | $1.73T |
| Total liabilities | $1.75T | $1.73T | $1.69T | $1.64T |
| Shareholders' equity | $103.2B | $98.6B | $95.4B | $89.1B |
Growth · year-over-year · Revenue CAGR 3.4%
| Metric | FY2025 | FY2024 | FY2023 | FY2022 |
|---|---|---|---|---|
| Revenue growth | -0.5% | +6.4% | +4.6% | — |
| Net income growth | +12.1% | +13.5% | +15.3% | — |
| EPS growth | +17.2% | +18.0% | +21.2% | — |
| Free cash flow growth | — | — | -151.2% | — |
Each column is the change versus the prior fiscal year. Growth off a negative or zero base is shown as “—”. CAGR is the compound annual revenue growth across the years shown.
Source: company filings via Yahoo Finance · ES · as of 2025-12-31. Figures in EUR; non-US fundamentals are aggregated by Yahoo (shorter history); facts plus Stocktoria's own computed scores — not investment advice.